# Meridian Bank CD rates

As of October 22, 2026, Meridian Bank's highest tracked CD rate is 3.75% APY on a 3-month CD ($500 minimum). That is 3.3 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 3.00% to 3.75% APY.

Canonical page: https://apyledger.com/cd-rates/meridian-bank
Institution: Meridian Bank (FDIC 57777)
Aliases: 
Status: live
Last verified: 2026-10-23T03:02:17.000Z (October 22, 2026)
Official source: https://www.meridianbanker.com/rates/
Coverage: CDs from 3 to 60 months with a $500 minimum, including an 18-month Rate Boost CD ($1,000). Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CD | standard | 3 months | $500 | 3.75% | Not ZIP-priced | −0.54% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 6 months | $500 | 3.75% | Not ZIP-priced | −0.65% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 9 months | $500 | 3.75% | Not ZIP-priced | −0.73% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 12 months | $500 | 3.50% | Not ZIP-priced | −1.07% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 13 months | $500 | 3.35% | Not ZIP-priced | −1.25% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 18 months | $500 | 3.35% | Not ZIP-priced | −1.37% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| 18 Month Rate Boost CD | promotional | 18 months | $1,000 | 3.35% | Not ZIP-priced | −1.37% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 24 months | $500 | 3.35% | Not ZIP-priced | −1.52% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 30 months | $500 | 3.00% | Not ZIP-priced | −1.91% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 36 months | $500 | 3.00% | Not ZIP-priced | −1.95% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 48 months | $500 | 3.00% | Not ZIP-priced | −1.98% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |
| CD | standard | 60 months | $500 | 3.00% | Not ZIP-priced | −2.01% | 2026-10-23T03:02:17.000Z | [Snapshot 925](https://apyledger.com/snapshots/925) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.