# Meriwest Credit Union CD and share certificate rates

As of October 22, 2026, Meriwest Credit Union's highest tracked CD (share certificate) rate is 4.05% APY on a 60-month promotional CD ($1,000 minimum). That is 2.9 times the FDIC national average for 60-month CDs (1.41%).

Canonical page: https://apyledger.com/cd-rates/meriwest-credit-union
Institution: Meriwest Credit Union (NCUA 68394)
Aliases: 
Status: live
Last verified: 2026-10-23T02:10:28.000Z (October 22, 2026)
Official source: https://www.meriwest.com/rates
Coverage: Membership required. Certificates from 6 to 60 months ($1,000 minimum) and an 8-month Liquid Certificate ($10,000 minimum). Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 6-Month Certificate | promotional | 6 months | $1,000 | 3.65% | Not ZIP-priced | −0.75% | 2026-10-23T02:10:28.000Z | [Snapshot 858](https://apyledger.com/snapshots/858) |
| 8-Month Liquid Certificate | standard | 8 months | $10,000 | 3.65% | Not ZIP-priced | −0.80% | 2026-10-23T02:10:28.000Z | [Snapshot 858](https://apyledger.com/snapshots/858) |
| 12-Month Certificate | promotional | 12 months | $1,000 | 3.65% | Not ZIP-priced | −0.92% | 2026-10-23T02:10:28.000Z | [Snapshot 858](https://apyledger.com/snapshots/858) |
| 24-Month Certificate | promotional | 24 months | $1,000 | 3.75% | Not ZIP-priced | −1.12% | 2026-10-23T02:10:28.000Z | [Snapshot 858](https://apyledger.com/snapshots/858) |
| 36-Month Certificate | promotional | 36 months | $1,000 | 3.85% | Not ZIP-priced | −1.10% | 2026-10-23T02:10:28.000Z | [Snapshot 858](https://apyledger.com/snapshots/858) |
| 60-Month Certificate | promotional | 60 months | $1,000 | 4.05% | Not ZIP-priced | −0.96% | 2026-10-23T02:10:28.000Z | [Snapshot 858](https://apyledger.com/snapshots/858) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.