# Mid Penn Bank CD rates

As of October 22, 2026, Mid Penn Bank's highest tracked CD rate is 4.00% APY on a 12-month CD ($500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.00% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/mid-penn-bank
Institution: Mid Penn Bank (FDIC 9889)
Aliases: 
Status: live
Last verified: 2026-10-22T14:31:00.000Z (October 22, 2026)
Official source: https://midpennbank.com/featured-rates/
Coverage: Published consumer CD rate table only. The quoted APYs require a minimum balance of $500. Interest compounds semiannually; early withdrawal penalties may apply. Confirm current availability and terms with the bank.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 3 months | $500 | 3.60% | Not ZIP-priced | −0.69% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 6 months | $500 | 3.85% | Not ZIP-priced | −0.55% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 9 months | $500 | 3.95% | Not ZIP-priced | −0.53% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 12 months | $500 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 18 months | $500 | 3.65% | Not ZIP-priced | −1.07% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 24 months | $500 | 3.60% | Not ZIP-priced | −1.27% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 30 months | $500 | 3.25% | Not ZIP-priced | −1.66% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 36 months | $500 | 3.00% | Not ZIP-priced | −1.95% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 48 months | $500 | 3.00% | Not ZIP-priced | −1.98% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |
| Certificate of Deposit | standard | 60 months | $500 | 3.00% | Not ZIP-priced | −2.01% | 2026-10-22T14:31:00.000Z | [Snapshot 298](https://apyledger.com/snapshots/298) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.