# NASA Federal Credit Union CD and share certificate rates

As of October 22, 2026, NASA Federal Credit Union's highest tracked CD (share certificate) rate is 4.55% APY on a 49-month promotional CD ($10,000 minimum). That is 3.5 times the FDIC national average for 48-month CDs (1.31%). Standard CD rates range from 4.30% to 4.55% APY.

Canonical page: https://apyledger.com/cd-rates/nasa-federal-credit-union
Institution: Nasa Federal Credit Union (NCUA 6328)
Aliases: NASA FCU
Status: live
Last verified: 2026-10-22T13:07:19.000Z (October 22, 2026)
Official source: https://www.nasafcu.com/personal/checking-savings/certificates/certificates---rates
Coverage: Membership required. Promotional certificates require new funds; Early Savers certificates are limited to members age 23 or under. See the source for product eligibility and deposit limits.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Share Certificate - 6 Month | standard | 6 months | $1,000 | 4.30% | Not ZIP-priced | −0.10% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 9 Month Special | promotional | 9 months | $10,000 | 4.45% | Not ZIP-priced | −0.03% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 12 Month Early Savers | special | 12 months | $50 | 4.35% | Not ZIP-priced | −0.22% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 12 Month | standard | 12 months | $1,000 | 4.35% | Not ZIP-priced | −0.22% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 12 Month Add-On | special | 12 months | $250 | 4.25% | Not ZIP-priced | −0.32% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 15 Month Special | promotional | 15 months | $10,000 | 4.50% | Not ZIP-priced | −0.15% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 24 Month | standard | 24 months | $1,000 | 4.40% | Not ZIP-priced | −0.47% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 24 Month Bump Rate | promotional | 24 months | $1,000 | 4.30% | Not ZIP-priced | −0.57% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 36 Month | standard | 36 months | $1,000 | 4.45% | Not ZIP-priced | −0.50% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 36 Month Bump Rate | promotional | 36 months | $1,000 | 4.35% | Not ZIP-priced | −0.60% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 48 Month | standard | 48 months | $1,000 | 4.50% | Not ZIP-priced | −0.48% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 49 Month Special | promotional | 49 months | $10,000 | 4.55% | Not ZIP-priced | −0.43% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |
| Share Certificate - 60 Month | standard | 60 months | $1,000 | 4.55% | Not ZIP-priced | −0.46% | 2026-10-22T13:07:19.000Z | [Snapshot 267](https://apyledger.com/snapshots/267) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.