# National Bank of Arizona CD rates

As of October 22, 2026, National Bank of Arizona's highest tracked CD rate is 3.00% APY on a 3-month CD ($1,000 minimum). That is 2.6 times the FDIC national average for 3-month CDs (1.14%). Standard CD rates range from 0.03% to 3.00% APY.

Canonical page: https://apyledger.com/cd-rates/national-bank-of-arizona
Institution: Zions Bancorporation, N.A. (FDIC 2270)
Aliases: NBAZ
Status: live
Last verified: 2026-10-23T03:50:11.000Z (October 22, 2026)
Official source: https://www.nbarizona.com/personal/deposit-rates/
Coverage: National Bank of Arizona is a division of Zions Bancorporation, N.A. Standard CDs from 7 days to 60 months for balances from $1,000 up to $99,999. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Standard Certificate of Deposit | standard | 7 days | $1,000 | 0.03% | Not ZIP-priced | −4.10% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 1 month | $1,000 | 0.03% | Not ZIP-priced | −4.10% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 3 months | $1,000 | 3.00% | Not ZIP-priced | −1.29% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 6 months | $1,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 9 months | $1,000 | 2.75% | Not ZIP-priced | −1.73% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 12 months | $1,000 | 2.75% | Not ZIP-priced | −1.82% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 18 months | $1,000 | 0.15% | Not ZIP-priced | −4.57% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 24 months | $1,000 | 0.15% | Not ZIP-priced | −4.72% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 36 months | $1,000 | 0.20% | Not ZIP-priced | −4.75% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 48 months | $1,000 | 0.25% | Not ZIP-priced | −4.73% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |
| Standard Certificate of Deposit | standard | 60 months | $1,000 | 0.30% | Not ZIP-priced | −4.71% | 2026-10-23T03:50:11.000Z | [Snapshot 979](https://apyledger.com/snapshots/979) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.