# National Bank of Blacksburg CD rates

As of October 22, 2026, National Bank of Blacksburg's highest tracked CD rate is 3.60% APY on a 12-month promotional CD ($500 minimum). That is 2.0 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.50% to 2.63% APY.

Canonical page: https://apyledger.com/cd-rates/national-bank-of-blacksburg
Institution: The National Bank of Blacksburg (FDIC 6821)
Aliases: 
Status: live
Last verified: 2026-10-23T03:20:25.000Z (October 22, 2026)
Official source: https://www.nbbank.com/personal/rates-and-fees
Coverage: CD specials and standard CDs from 90 days to 60 months with a $500 minimum, as published for National Bank offices; rates for the Waynesboro, Staunton, Lynchburg and Roanoke offices may differ. Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 90 days | $2,500 | 0.50% | Not ZIP-priced | −3.79% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| CD Special | promotional | 6 months | $500 | 3.43% | Not ZIP-priced | −0.97% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 6 months | $500 | 0.75% | Not ZIP-priced | −3.65% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| CD Special | promotional | 12 months | $500 | 3.60% | Not ZIP-priced | −0.97% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 12 months | $500 | 1.16% | Not ZIP-priced | −3.41% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 18 months | $500 | 2.07% | Not ZIP-priced | −2.65% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 24 months | $500 | 2.17% | Not ZIP-priced | −2.70% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 36 months | $500 | 2.53% | Not ZIP-priced | −2.42% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 48 months | $500 | 2.63% | Not ZIP-priced | −2.35% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |
| Certificate of Deposit | standard | 60 months | $500 | 2.63% | Not ZIP-priced | −2.38% | 2026-10-23T03:20:25.000Z | [Snapshot 962](https://apyledger.com/snapshots/962) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.