# Navigant Credit Union CD and share certificate rates

As of October 22, 2026, Navigant Credit Union's highest tracked CD (share certificate) rate is 4.25% APY on an 11-month CD ($500 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 2.35% to 4.25% APY.

Canonical page: https://apyledger.com/cd-rates/navigant-credit-union
Institution: Navigant Credit Union (NCUA 62882)
Aliases: 
Status: live
Last verified: 2026-10-22T16:23:40.000Z (October 22, 2026)
Official source: https://navigantcu.org/personal/rates/
Coverage: Membership required. Published share certificate rates from 6 months to 5 years, including 11- and 15-month offers; a $500 minimum opening deposit is required to earn the advertised APY. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 6 months | $500 | 2.85% | Not ZIP-priced | −1.55% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 9 months | $500 | 2.85% | Not ZIP-priced | −1.63% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 11 months | $500 | 4.25% | Not ZIP-priced | −0.29% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 12 months | $500 | 2.85% | Not ZIP-priced | −1.72% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 15 months | $500 | 4.00% | Not ZIP-priced | −0.65% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 18 months | $500 | 2.60% | Not ZIP-priced | −2.12% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 24 months | $500 | 2.60% | Not ZIP-priced | −2.27% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 30 months | $500 | 2.60% | Not ZIP-priced | −2.31% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 36 months | $500 | 2.50% | Not ZIP-priced | −2.45% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 48 months | $500 | 2.35% | Not ZIP-priced | −2.63% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |
| Certificate of Deposit | standard | 60 months | $500 | 2.35% | Not ZIP-priced | −2.66% | 2026-10-22T16:23:40.000Z | [Snapshot 382](https://apyledger.com/snapshots/382) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.