# Nevada State Bank CD rates

As of October 22, 2026, Nevada State Bank's highest tracked CD rate is 3.25% APY on a 12-month CD ($1,000 minimum). That is 1.8 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.00% to 3.25% APY.

Canonical page: https://apyledger.com/cd-rates/nevada-state-bank
Institution: Zions Bancorporation, N.A. (FDIC 2270)
Aliases: NSB
Status: live
Last verified: 2026-10-23T03:50:15.000Z (October 22, 2026)
Official source: https://www.nsbank.com/personal/deposit-rates/
Coverage: Nevada State Bank is a division of Zions Bancorporation, N.A. Standard CDs from 7 days to 60 months for balances from $1,000 up to $99,999. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Standard Certificate of Deposit | standard | 7 days | $1,000 | 0.00% | Not ZIP-priced | −4.13% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 1 month | $1,000 | 0.50% | Not ZIP-priced | −3.63% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 3 months | $1,000 | 3.10% | Not ZIP-priced | −1.19% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 6 months | $1,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 9 months | $1,000 | 2.25% | Not ZIP-priced | −2.23% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 12 months | $1,000 | 3.25% | Not ZIP-priced | −1.32% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 18 months | $1,000 | 2.38% | Not ZIP-priced | −2.34% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 24 months | $1,000 | 1.60% | Not ZIP-priced | −3.27% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 36 months | $1,000 | 1.35% | Not ZIP-priced | −3.60% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 48 months | $1,000 | 1.35% | Not ZIP-priced | −3.63% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |
| Standard Certificate of Deposit | standard | 60 months | $1,000 | 1.35% | Not ZIP-priced | −3.66% | 2026-10-23T03:50:15.000Z | [Snapshot 980](https://apyledger.com/snapshots/980) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.