# Northeast Bank (Maine) CD rates

As of October 22, 2026, Northeast Bank (Maine)'s highest tracked CD rate is 4.55% APY on a 12-month relationship CD ($5,000 minimum). That is 2.6 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 4.25% to 4.40% APY.

Canonical page: https://apyledger.com/cd-rates/northeast-bank-maine
Institution: Northeast Bank (FDIC 19690)
Aliases: 
Status: live
Last verified: 2026-10-22T16:23:51.000Z (October 22, 2026)
Official source: https://www.northeastbank.com/personal-cds-iras
Coverage: Fixed-rate CDs require a $5,000 minimum opening deposit of new money not already on deposit with Northeast Bank. Propel Relationship CD rates add 0.15% APY and require Propel Premier Checking and Propel Preferred Savings accounts. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Propel Relationship CD | relationship | 6 months | $5,000 | 4.40% | Not ZIP-priced | +0.00% | 2026-10-22T16:23:51.000Z | [Snapshot 386](https://apyledger.com/snapshots/386) |
| CD | standard | 6 months | $5,000 | 4.25% | Not ZIP-priced | −0.15% | 2026-10-22T16:23:51.000Z | [Snapshot 386](https://apyledger.com/snapshots/386) |
| Propel Relationship CD | relationship | 12 months | $5,000 | 4.55% | Not ZIP-priced | −0.02% | 2026-10-22T16:23:51.000Z | [Snapshot 386](https://apyledger.com/snapshots/386) |
| CD | standard | 12 months | $5,000 | 4.40% | Not ZIP-priced | −0.17% | 2026-10-22T16:23:51.000Z | [Snapshot 386](https://apyledger.com/snapshots/386) |
| Propel Relationship CD | relationship | 24 months | $5,000 | 4.55% | Not ZIP-priced | −0.32% | 2026-10-22T16:23:51.000Z | [Snapshot 386](https://apyledger.com/snapshots/386) |
| CD | standard | 24 months | $5,000 | 4.40% | Not ZIP-priced | −0.47% | 2026-10-22T16:23:51.000Z | [Snapshot 386](https://apyledger.com/snapshots/386) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.