# Northwest Bank CD rates

As of October 22, 2026, Northwest Bank's highest tracked CD rate is 4.00% APY on a 12-month promotional CD ($500 minimum). That is 2.3 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/northwest-bank
Institution: Northwest Bank (FDIC 28178)
Aliases: Northwest
Status: live
Last verified: 2026-10-22T12:05:10.000Z (October 22, 2026)
Official source: https://www.northwest.bank/deposit-rates/
Coverage: Rates below are Northwest Bank’s consumer CD specials for accounts opened online; branch rates may differ.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 6 MTH CONSUMER CD SPECIAL | promotional | 6 months | $500 | 3.75% | Not ZIP-priced | −0.65% | 2026-10-22T12:05:10.000Z | [Snapshot 260](https://apyledger.com/snapshots/260) |
| 10 MTH CONSUMER CD SPECIAL | promotional | 10 months | $500 | 3.85% | Not ZIP-priced | −0.66% | 2026-10-22T12:05:10.000Z | [Snapshot 260](https://apyledger.com/snapshots/260) |
| 12 MTH CONSUMER CD SPECIAL | promotional | 12 months | $500 | 4.00% | Not ZIP-priced | −0.57% | 2026-10-22T12:05:10.000Z | [Snapshot 260](https://apyledger.com/snapshots/260) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.