# Northwest Community Bank CD rates

As of October 22, 2026, Northwest Community Bank's highest tracked CD rate is 4.20% APY on a 21-month CD ($500 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 2.00% to 4.20% APY.

Canonical page: https://apyledger.com/cd-rates/northwest-community-bank
Institution: Northwest Community Bank (FDIC 18229)
Aliases: 
Status: live
Last verified: 2026-10-22T16:23:56.000Z (October 22, 2026)
Official source: https://nwcommunitybank.com/rates-cd/
Coverage: Time deposits (also available as IRAs) from 3 months to 5 years, including 5-, 7-, 11-, 15-, 18- and 21-month offers; $500 to open and earn the APY. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Time Deposit & IRA | standard | 3 months | $500 | 3.70% | Not ZIP-priced | −0.59% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 5 months | $500 | 4.00% | Not ZIP-priced | −0.39% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 6 months | $500 | 2.00% | Not ZIP-priced | −2.40% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 7 months | $500 | 4.00% | Not ZIP-priced | −0.43% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 9 months | $500 | 2.00% | Not ZIP-priced | −2.48% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 11 months | $500 | 4.10% | Not ZIP-priced | −0.44% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 12 months | $500 | 2.00% | Not ZIP-priced | −2.57% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 15 months | $500 | 4.15% | Not ZIP-priced | −0.50% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 18 months | $500 | 4.15% | Not ZIP-priced | −0.57% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 21 months | $500 | 4.20% | Not ZIP-priced | −0.59% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 24 months | $500 | 3.75% | Not ZIP-priced | −1.12% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 36 months | $500 | 3.75% | Not ZIP-priced | −1.20% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 48 months | $500 | 3.75% | Not ZIP-priced | −1.23% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |
| Time Deposit & IRA | standard | 60 months | $500 | 3.75% | Not ZIP-priced | −1.26% | 2026-10-22T16:23:56.000Z | [Snapshot 389](https://apyledger.com/snapshots/389) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.