# Old National Bank CD rates

As of October 23, 2026, Old National Bank's highest tracked CD rate is 4.30% APY on a 30-month promotional CD ($100,000 minimum). That is 3.1 times the FDIC national average for 36-month CDs (1.39%).

Canonical page: https://apyledger.com/cd-rates/old-national-bank
Institution: Old National Bank (FDIC 3832)
Aliases: Old National, ONB
Status: live
Last verified: 2026-10-23T11:30:11.000Z (October 23, 2026)
Official source: https://www.oldnational.com/personal/savings/certificates-of-deposit/cd-offer/
Coverage: Branch-opened promotional CDs require at least $500. The 23- and 30-month offers have balance tiers; the advertised highest APYs require $50,000 and $100,000 respectively. Public, institutional and brokered funds are excluded. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-22. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 7-Month CD | promotional | 7 months | $500 | 4.00% | Not ZIP-priced | −0.36% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 11-Month CD | promotional | 11 months | $500 | 4.15% | Not ZIP-priced | −0.29% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 17-Month CD | promotional | 17 months | $500 | 4.15% | Not ZIP-priced | −0.41% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 23-Month CD | promotional | 23 months | $50,000 | 4.25% | Not ZIP-priced | −0.43% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 23-Month CD | promotional | 23 months | $25,000 | 4.20% | Not ZIP-priced | −0.48% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 23-Month CD | promotional | 23 months | $10,000 | 4.15% | Not ZIP-priced | −0.53% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 23-Month CD | promotional | 23 months | $500 | 4.10% | Not ZIP-priced | −0.58% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 30-Month CD | promotional | 30 months | $100,000 | 4.30% | Not ZIP-priced | −0.44% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 30-Month CD | promotional | 30 months | $50,000 | 4.25% | Not ZIP-priced | −0.49% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 30-Month CD | promotional | 30 months | $25,000 | 4.20% | Not ZIP-priced | −0.54% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 30-Month CD | promotional | 30 months | $10,000 | 4.15% | Not ZIP-priced | −0.59% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |
| 30-Month CD | promotional | 30 months | $500 | 4.10% | Not ZIP-priced | −0.64% | 2026-10-23T11:30:11.000Z | [Snapshot 990](https://apyledger.com/snapshots/990) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.