# Orrstown Bank CD rates

As of October 22, 2026, Orrstown Bank's highest tracked CD rate is 3.09% APY on a 6-month CD ($500 minimum). That is 2.2 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 1.41% to 3.09% APY.

Canonical page: https://apyledger.com/cd-rates/orrstown-bank
Institution: Orrstown Bank (FDIC 713)
Aliases: 
Status: live
Last verified: 2026-10-22T16:54:03.000Z (October 22, 2026)
Official source: https://www.orrstown.com/personal/rates
Coverage: Traditional CDs from 7 days to 120 months, quoted by term range with a $500 minimum balance; the 120-month CD is for burial funds only. IRA CDs and money market accounts on the same page are excluded. Rates are fixed for the term; fees may reduce earnings.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Traditional CD | standard | 7 days | $500 | 1.51% | Not ZIP-priced | −2.62% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 3 months | $500 | 1.41% | Not ZIP-priced | −2.88% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 6 months | $500 | 3.09% | Not ZIP-priced | −1.31% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 12 months | $500 | 2.84% | Not ZIP-priced | −1.73% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 18 months | $500 | 2.58% | Not ZIP-priced | −2.14% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 24 months | $500 | 1.76% | Not ZIP-priced | −3.11% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 30 months | $500 | 1.76% | Not ZIP-priced | −3.15% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 36 months | $500 | 1.51% | Not ZIP-priced | −3.44% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 42 months | $500 | 1.51% | Not ZIP-priced | −3.46% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 48 months | $500 | 1.51% | Not ZIP-priced | −3.47% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | standard | 60 months | $500 | 1.51% | Not ZIP-priced | −3.50% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |
| Traditional CD | special | 120 months | $500 | 1.51% | Not ZIP-priced | −3.69% | 2026-10-22T16:54:03.000Z | [Snapshot 431](https://apyledger.com/snapshots/431) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.