# Parke Bank CD rates

As of October 22, 2026, Parke Bank's highest tracked CD rate is 4.15% APY on a 12-month CD ($500 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.25% to 4.15% APY.

Canonical page: https://apyledger.com/cd-rates/parke-bank
Institution: Parke Bank (FDIC 34888)
Aliases: 
Status: live
Last verified: 2026-10-22T16:36:25.000Z (October 22, 2026)
Official source: https://www.parkebank.com/rates/deposit-rates/
Coverage: Published personal CD rates from 6 to 60 months. A $500 minimum deposit is required to open a CD; early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Time Deposit | standard | 6 months | $500 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |
| Time Deposit | standard | 12 months | $500 | 4.15% | Not ZIP-priced | −0.42% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |
| Time Deposit | standard | 18 months | $500 | 3.90% | Not ZIP-priced | −0.82% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |
| Time Deposit | standard | 24 months | $500 | 3.65% | Not ZIP-priced | −1.22% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |
| Time Deposit | standard | 36 months | $500 | 3.25% | Not ZIP-priced | −1.70% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |
| Time Deposit | standard | 48 months | $500 | 3.50% | Not ZIP-priced | −1.48% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |
| Time Deposit | standard | 60 months | $500 | 3.75% | Not ZIP-priced | −1.26% | 2026-10-22T16:36:25.000Z | [Snapshot 429](https://apyledger.com/snapshots/429) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.