# Piedmont Federal Savings Bank CD rates

As of October 22, 2026, Piedmont Federal Savings Bank's highest tracked CD rate is 4.25% APY on a 25-month promotional CD ($500 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 0.50% to 1.75% APY.

Canonical page: https://apyledger.com/cd-rates/piedmont-federal-savings-bank
Institution: Piedmont Federal Savings Bank (FDIC 27619)
Aliases: 
Status: live
Last verified: 2026-10-23T03:20:26.000Z (October 22, 2026)
Official source: https://www.piedmontfederal.bank/rates
Coverage: Fixed-rate CDs including a 7-month special with a $500 minimum. Early withdrawal penalties apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3 Month CD | standard | 3 months | $500 | 0.50% | Not ZIP-priced | −3.79% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 6 Month CD | standard | 6 months | $500 | 1.75% | Not ZIP-priced | −2.65% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 7 Month CD | promotional | 7 months | $500 | 3.50% | Not ZIP-priced | −0.93% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 9 Month CD | standard | 9 months | $500 | 1.01% | Not ZIP-priced | −3.47% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 12 Month CD | standard | 12 months | $500 | 1.01% | Not ZIP-priced | −3.56% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 13 Month CD | promotional | 13 months | $500 | 4.00% | Not ZIP-priced | −0.60% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 15 Month CD | standard | 15 months | $500 | 1.01% | Not ZIP-priced | −3.64% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 18 Month CD | standard | 18 months | $500 | 1.01% | Not ZIP-priced | −3.71% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 24 Month CD | standard | 24 months | $500 | 1.10% | Not ZIP-priced | −3.77% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 25 Month CD | promotional | 25 months | $500 | 4.25% | Not ZIP-priced | −0.62% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 30 Month CD | standard | 30 months | $500 | 1.10% | Not ZIP-priced | −3.81% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 36 Month CD | standard | 36 months | $500 | 1.10% | Not ZIP-priced | −3.85% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 48 Month CD | standard | 48 months | $500 | 1.10% | Not ZIP-priced | −3.88% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |
| 60 Month CD | standard | 60 months | $500 | 1.10% | Not ZIP-priced | −3.91% | 2026-10-23T03:20:26.000Z | [Snapshot 963](https://apyledger.com/snapshots/963) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.