# Randolph-Brooks Federal Credit Union (RBFCU) CD and share certificate rates

As of October 22, 2026, Randolph-Brooks Federal Credit Union (RBFCU)'s highest CD (share certificate) rate is 3.91% APY on an 18-month CD ($75,000 minimum). That is 2.5 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 3.36% to 3.91% APY.

Canonical page: https://apyledger.com/cd-rates/rbfcu
Institution: Randolph-Brooks Federal Credit Union (NCUA 8111)
Aliases: RBFCU, Randolph-Brooks
Status: live
Last verified: 2026-10-22T10:25:53.000Z (October 22, 2026)
Official source: https://www.rbfcu.org/banking/savings-account/certificates
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate | standard | 6 months | $1,000 | 3.65% | Not ZIP-priced | −0.75% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 12 months | $1,000 | 3.70% | Not ZIP-priced | −0.87% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| SuperSaver Certificate | standard | 18 months | $75,000 | 3.91% | Not ZIP-priced | −0.81% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| SuperSaver Certificate | standard | 18 months | $20,000 | 3.86% | Not ZIP-priced | −0.86% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| SuperSaver Certificate | standard | 18 months | $5,000 | 3.79% | Not ZIP-priced | −0.93% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| SuperSaver Certificate | standard | 18 months | $1,000 | 3.75% | Not ZIP-priced | −0.97% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 24 months | $1,000 | 3.70% | Not ZIP-priced | −1.17% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 36 months | $1,000 | 3.60% | Not ZIP-priced | −1.35% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 48 months | $1,000 | 3.51% | Not ZIP-priced | −1.47% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 60 months | $1,000 | 3.51% | Not ZIP-priced | −1.50% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 72 months | $1,000 | 3.45% | Not ZIP-priced | −1.60% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |
| Certificate | standard | 84 months | $1,000 | 3.36% | Not ZIP-priced | −1.73% | 2026-10-22T10:25:53.000Z | [Snapshot 228](https://apyledger.com/snapshots/228) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.