# Robins Financial Credit Union CD and share certificate rates

As of October 22, 2026, Robins Financial Credit Union's highest tracked CD (share certificate) rate is 3.75% APY on a 7-month promotional CD ($500 minimum). That is 2.7 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 1.00% to 2.55% APY.

Canonical page: https://apyledger.com/cd-rates/robins-financial-credit-union
Institution: Robins Financial Credit Union (NCUA 68670)
Aliases: 
Status: live
Last verified: 2026-10-22T16:24:36.000Z (October 22, 2026)
Official source: https://www.robinsfcu.org/rates/dividend/share-certificates-ira-share-certificates
Coverage: Membership required. Standard certificates, 7- and 11-month specials, the 12-month Easy Save ($100–$10,000) and the 15-month Super Saver ($100–$5,000). Most terms require $500. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 6 Month Share Certificate | standard | 6 months | $500 | 1.00% | Not ZIP-priced | −3.40% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 7 Month Special Share Certificate | promotional | 7 months | $500 | 3.75% | Not ZIP-priced | −0.68% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 11 Month Special Share Certificate | promotional | 11 months | $500 | 3.55% | Not ZIP-priced | −0.99% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 12 Month Easy Save Share Certificate | standard | 12 months | $100 | 1.15% | Not ZIP-priced | −3.42% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 1 Year Share Certificate | standard | 12 months | $500 | 1.15% | Not ZIP-priced | −3.42% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 15 Month Super Saver Share Certificate | special | 15 months | $100 | 3.25% | Not ZIP-priced | −1.40% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 18 Month Share Certificate | standard | 18 months | $500 | 2.35% | Not ZIP-priced | −2.37% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 2 Year Share Certificate | standard | 24 months | $500 | 2.40% | Not ZIP-priced | −2.47% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 3 Year Share Certificate | standard | 36 months | $500 | 2.55% | Not ZIP-priced | −2.40% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 4 Year Share Certificate | standard | 48 months | $500 | 2.55% | Not ZIP-priced | −2.43% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |
| 5 Year Share Certificate | standard | 60 months | $500 | 2.55% | Not ZIP-priced | −2.46% | 2026-10-22T16:24:36.000Z | [Snapshot 398](https://apyledger.com/snapshots/398) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.