# Rosedale Bank CD rates

As of October 22, 2026, Rosedale Bank's highest tracked CD rate is 3.90% APY on a 12-month CD ($500 minimum). That is 2.2 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 0.26% to 3.90% APY.

Canonical page: https://apyledger.com/cd-rates/rosedale-bank
Institution: Rosedale Bank (FDIC 29613)
Aliases: 
Status: live
Last verified: 2026-10-22T16:24:40.000Z (October 22, 2026)
Official source: https://rosedale.bank/rate-center/certificate-of-deposit-rates/
Coverage: Deposit accounts are offered to residents of the Maryland communities its branches serve. Standard CDs ($500), 13–17 and 19–23 month CDs ($10,000) and Bump-Up CDs ($10,000) that allow one rate adjustment. Term ranges are shown at their lower bound. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 6 months | $500 | 0.26% | Not ZIP-priced | −4.14% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 9 months | $500 | 3.50% | Not ZIP-priced | −0.98% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 12 months | $500 | 3.90% | Not ZIP-priced | −0.67% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 13 months | $10,000 | 2.00% | Not ZIP-priced | −2.60% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 18 months | $500 | 2.35% | Not ZIP-priced | −2.37% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 19 months | $10,000 | 2.35% | Not ZIP-priced | −2.39% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 24 months | $500 | 2.50% | Not ZIP-priced | −2.37% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Bump-Up Certificate of Deposit | standard | 24 months | $10,000 | 2.25% | Not ZIP-priced | −2.62% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 30 months | $500 | 2.50% | Not ZIP-priced | −2.41% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 36 months | $500 | 2.55% | Not ZIP-priced | −2.40% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Bump-Up Certificate of Deposit | standard | 36 months | $10,000 | 2.30% | Not ZIP-priced | −2.65% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 48 months | $500 | 2.55% | Not ZIP-priced | −2.43% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Bump-Up Certificate of Deposit | standard | 48 months | $10,000 | 2.30% | Not ZIP-priced | −2.68% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Certificate of Deposit | standard | 60 months | $500 | 2.55% | Not ZIP-priced | −2.46% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |
| Bump-Up Certificate of Deposit | standard | 60 months | $10,000 | 2.30% | Not ZIP-priced | −2.71% | 2026-10-22T16:24:40.000Z | [Snapshot 397](https://apyledger.com/snapshots/397) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.