# Salal Credit Union CD and share certificate rates

As of October 22, 2026, Salal Credit Union's highest tracked CD (share certificate) rate is 3.50% APY on a 13-month promotional CD ($1,000 minimum). That is 2.0 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 2.00% to 3.25% APY.

Canonical page: https://apyledger.com/cd-rates/salal-credit-union
Institution: Salal Credit Union (NCUA 66349)
Aliases: 
Status: live
Last verified: 2026-10-23T02:10:58.000Z (October 22, 2026)
Official source: https://www.salalcu.org/personal/savings/certificates-of-deposit/
Coverage: Membership required. Certificates from 6 to 48 months quoted by minimum daily balance tier, starting at $1,000. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Standard CD | standard | 6 months | $1,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 6 months | $2,500 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 6 months | $10,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 6 months | $25,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 6 months | $50,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 6 months | $100,000 | 3.00% | Not ZIP-priced | −1.40% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 9 months | $1,000 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 9 months | $2,500 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 9 months | $10,000 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 9 months | $25,000 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 9 months | $50,000 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 9 months | $100,000 | 3.00% | Not ZIP-priced | −1.48% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 12 months | $1,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 12 months | $2,500 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 12 months | $10,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 12 months | $25,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 12 months | $50,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 12 months | $100,000 | 3.00% | Not ZIP-priced | −1.57% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| 13-Month CD | promotional | 13 months | $1,000 | 3.50% | Not ZIP-priced | −1.10% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| 17-Month CD | promotional | 17 months | $1,000 | 3.00% | Not ZIP-priced | −1.69% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 18 months | $1,000 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 18 months | $2,500 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 18 months | $10,000 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 18 months | $25,000 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 18 months | $50,000 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 18 months | $100,000 | 2.50% | Not ZIP-priced | −2.22% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $1,000 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $1,000 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $2,500 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $10,000 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $25,000 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $50,000 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 24 months | $100,000 | 3.25% | Not ZIP-priced | −1.62% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 30 months | $1,000 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 30 months | $2,500 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 30 months | $10,000 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 30 months | $25,000 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 30 months | $50,000 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 30 months | $100,000 | 2.25% | Not ZIP-priced | −2.66% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 36 months | $1,000 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 36 months | $2,500 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 36 months | $10,000 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 36 months | $25,000 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 36 months | $50,000 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 36 months | $100,000 | 2.25% | Not ZIP-priced | −2.70% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 48 months | $1,000 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 48 months | $2,500 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 48 months | $10,000 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 48 months | $25,000 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 48 months | $50,000 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |
| Standard CD | standard | 48 months | $100,000 | 2.00% | Not ZIP-priced | −2.98% | 2026-10-23T02:10:58.000Z | [Snapshot 888](https://apyledger.com/snapshots/888) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.