# Sallie Mae Bank CD rates

As of October 22, 2026, Sallie Mae Bank's highest CD rate is 4.75% APY on a 60-month CD ($2,500 minimum). That is 3.4 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 3.20% to 4.75% APY.

Canonical page: https://apyledger.com/cd-rates/sallie-mae-bank
Institution: Sallie Mae Bank (FDIC 58177)
Aliases: Sallie Mae
Status: live
Last verified: 2026-10-22T05:14:16.000Z (October 22, 2026)
Official source: https://www.salliemae.com/savings/rate-table/
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit (CD) | standard | 6 months | $2,500 | 3.20% | Not ZIP-priced | −1.20% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 9 months | $2,500 | 3.20% | Not ZIP-priced | −1.28% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 11 months | $2,500 | 4.10% | Not ZIP-priced | −0.44% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 12 months | $2,500 | 4.50% | Not ZIP-priced | −0.07% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 13 months | $2,500 | 4.50% | Not ZIP-priced | −0.10% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 15 months | $2,500 | 4.50% | Not ZIP-priced | −0.15% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 18 months | $2,500 | 4.50% | Not ZIP-priced | −0.22% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 24 months | $2,500 | 4.50% | Not ZIP-priced | −0.37% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 30 months | $2,500 | 4.50% | Not ZIP-priced | −0.41% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 36 months | $2,500 | 4.60% | Not ZIP-priced | −0.35% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |
| Certificate of Deposit (CD) | standard | 60 months | $2,500 | 4.75% | Not ZIP-priced | −0.26% | 2026-10-22T05:14:16.000Z | [Snapshot 145](https://apyledger.com/snapshots/145) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.