# Sullivan Bank CD rates

As of October 23, 2026, Sullivan Bank's highest tracked CD rate is 4.30% APY on a 60-month promotional CD ($1,000 minimum). That is 3.0 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 0.25% to 0.50% APY.

Canonical page: https://apyledger.com/cd-rates/sullivan-bank
Institution: SULLIVAN BANK (FDIC 8892)
Aliases: 
Status: live
Last verified: 2026-10-23T11:35:26.000Z (October 23, 2026)
Official source: https://www.sullivanbank.com/personal/accounts/cds
Coverage: Personal CDs and advertised CD specials require $1,000 to earn the quoted APY. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-22. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 3 months | $1,000 | 0.25% | Not ZIP-priced | −4.01% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| 5 Months Special Click to Open CD | promotional | 5 months | $1,000 | 4.00% | Not ZIP-priced | −0.34% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| Certificate of Deposit | standard | 6 months | $1,000 | 0.25% | Not ZIP-priced | −4.09% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| 11 Months Special Click to Open CD | promotional | 11 months | $1,000 | 4.10% | Not ZIP-priced | −0.34% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| Certificate of Deposit | standard | 12 months | $1,000 | 0.50% | Not ZIP-priced | −3.96% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| Certificate of Deposit | standard | 18 months | $1,000 | 0.50% | Not ZIP-priced | −4.08% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| 22 Months Special Click to Open CD | promotional | 22 months | $1,000 | 4.20% | Not ZIP-priced | −0.46% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| Certificate of Deposit | standard | 24 months | $1,000 | 0.50% | Not ZIP-priced | −4.20% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| Certificate of Deposit | standard | 36 months | $1,000 | 0.50% | Not ZIP-priced | −4.28% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| Certificate of Deposit | standard | 48 months | $1,000 | 0.50% | Not ZIP-priced | −4.31% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |
| 60 Months Special Click to Open CD | promotional | 60 months | $1,000 | 4.30% | Not ZIP-priced | −0.54% | 2026-10-23T11:35:26.000Z | [Snapshot 1023](https://apyledger.com/snapshots/1023) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.