# T Bank (Dallas) CD rates

As of October 22, 2026, T Bank (Dallas)'s highest tracked CD rate is 4.70% APY on a 12-month CD ($1,000 minimum). That is 2.7 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.20% to 4.70% APY.

Canonical page: https://apyledger.com/cd-rates/t-bank-dallas
Institution: T Bank, National Association (FDIC 57703)
Aliases: 
Status: live
Last verified: 2026-10-22T16:25:20.000Z (October 22, 2026)
Official source: https://t.bank/home/current-rates/
Coverage: CD rates quoted for branch opening ($1,000 minimum) and digital opening ($25,000 minimum, 12-month term only). CD rates are fixed for the term. Contact a T Bank Client Relationship Manager for fees and terms. IRA rates are excluded.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CD | standard | 12 months | $1,000 | 4.70% | Not ZIP-priced | +0.13% | 2026-10-22T16:25:20.000Z | [Snapshot 406](https://apyledger.com/snapshots/406) |
| CD | standard | 12 months | $25,000 | 4.70% | Not ZIP-priced | +0.13% | 2026-10-22T16:25:20.000Z | [Snapshot 406](https://apyledger.com/snapshots/406) |
| CD | standard | 24 months | $1,000 | 3.20% | Not ZIP-priced | −1.67% | 2026-10-22T16:25:20.000Z | [Snapshot 406](https://apyledger.com/snapshots/406) |
| CD | standard | 36 months | $1,000 | 3.20% | Not ZIP-priced | −1.75% | 2026-10-22T16:25:20.000Z | [Snapshot 406](https://apyledger.com/snapshots/406) |
| CD | standard | 48 months | $1,000 | 3.20% | Not ZIP-priced | −1.78% | 2026-10-22T16:25:20.000Z | [Snapshot 406](https://apyledger.com/snapshots/406) |
| CD | standard | 60 months | $1,000 | 3.20% | Not ZIP-priced | −1.81% | 2026-10-22T16:25:20.000Z | [Snapshot 406](https://apyledger.com/snapshots/406) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.