# Travis Credit Union CD and share certificate rates

As of October 22, 2026, Travis Credit Union's highest tracked CD (share certificate) rate is 4.30% APY on an 18-month promotional CD ($500 minimum). That is 2.8 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 0.90% to 2.45% APY.

Canonical page: https://apyledger.com/cd-rates/travis-credit-union
Institution: Travis Credit Union (NCUA 68429)
Aliases: 
Status: live
Last verified: 2026-10-22T16:25:35.000Z (October 22, 2026)
Official source: https://www.traviscu.org/rates/savings-rates/cd-rates
Coverage: Membership required. Includes certificate specials and standard certificates with a $500 minimum opening deposit; the separately listed $50,000 IRA and Coverdell ESA certificate table is excluded. Dividends compound monthly; early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate Special | promotional | 4 months | $500 | 3.80% | Not ZIP-priced | −0.59% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 6 months | $500 | 0.90% | Not ZIP-priced | −3.50% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Certificate Special | promotional | 7 months | $500 | 4.15% | Not ZIP-priced | −0.28% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 9 months | $500 | 1.00% | Not ZIP-priced | −3.48% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Laddering Certificate Account | special | 12 months | $10,000 | 1.40% | Not ZIP-priced | −3.17% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 12 months | $500 | 1.30% | Not ZIP-priced | −3.27% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Certificate Special | promotional | 18 months | $500 | 4.30% | Not ZIP-priced | −0.42% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 19 months | $500 | 1.75% | Not ZIP-priced | −2.99% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Laddering Certificate Account | special | 24 months | $10,000 | 2.10% | Not ZIP-priced | −2.77% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 24 months | $500 | 2.00% | Not ZIP-priced | −2.87% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Certificate Special | promotional | 33 months | $500 | 3.25% | Not ZIP-priced | −1.68% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Laddering Certificate Account | special | 36 months | $10,000 | 2.20% | Not ZIP-priced | −2.75% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 36 months | $500 | 2.10% | Not ZIP-priced | −2.85% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Laddering Certificate Account | special | 48 months | $10,000 | 2.30% | Not ZIP-priced | −2.68% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 48 months | $500 | 2.20% | Not ZIP-priced | −2.78% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Laddering Certificate Account | special | 60 months | $10,000 | 2.55% | Not ZIP-priced | −2.46% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |
| Standard Certificate Account | standard | 60 months | $500 | 2.45% | Not ZIP-priced | −2.56% | 2026-10-22T16:25:35.000Z | [Snapshot 411](https://apyledger.com/snapshots/411) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.