# Tri Counties Bank CD rates

As of October 22, 2026, Tri Counties Bank's highest tracked CD rate is 3.70% APY on an 11-month promotional CD ($100,000 minimum). That is 2.1 times the FDIC national average for 12-month CDs (1.76%).

Canonical page: https://apyledger.com/cd-rates/tri-counties-bank
Institution: Tri Counties Bank (FDIC 21943)
Aliases: 
Status: live
Last verified: 2026-10-22T13:34:22.000Z (October 22, 2026)
Official source: https://www.tcbk.com/personal/accounts/certificates-of-deposit
Coverage: Trico Advantage promotional CDs only: 7- and 11-month terms with $1,000, $25,000 and $100,000 balance tiers. Contact the bank for branch availability and other CD terms.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 7-Month Trico Advantage CD | promotional | 7 months | $100,000 | 3.60% | Not ZIP-priced | −0.83% | 2026-10-22T13:34:22.000Z | [Snapshot 285](https://apyledger.com/snapshots/285) |
| 7-Month Trico Advantage CD | promotional | 7 months | $25,000 | 3.40% | Not ZIP-priced | −1.03% | 2026-10-22T13:34:22.000Z | [Snapshot 285](https://apyledger.com/snapshots/285) |
| 7-Month Trico Advantage CD | promotional | 7 months | $1,000 | 3.20% | Not ZIP-priced | −1.23% | 2026-10-22T13:34:22.000Z | [Snapshot 285](https://apyledger.com/snapshots/285) |
| 11-Month Trico Advantage CD | promotional | 11 months | $100,000 | 3.70% | Not ZIP-priced | −0.84% | 2026-10-22T13:34:22.000Z | [Snapshot 285](https://apyledger.com/snapshots/285) |
| 11-Month Trico Advantage CD | promotional | 11 months | $25,000 | 3.50% | Not ZIP-priced | −1.04% | 2026-10-22T13:34:22.000Z | [Snapshot 285](https://apyledger.com/snapshots/285) |
| 11-Month Trico Advantage CD | promotional | 11 months | $1,000 | 3.30% | Not ZIP-priced | −1.24% | 2026-10-22T13:34:22.000Z | [Snapshot 285](https://apyledger.com/snapshots/285) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.