# Tyndall Federal Credit Union CD and share certificate rates

As of October 22, 2026, Tyndall Federal Credit Union's highest tracked CD (share certificate) rate is 3.50% APY on a 12-month CD ($1,000 minimum). That is 2.0 times the FDIC national average for 12-month CDs (1.76%). Standard CD rates range from 3.00% to 3.50% APY.

Canonical page: https://apyledger.com/cd-rates/tyndall-federal-credit-union
Institution: Tyndall Federal Credit Union (NCUA 10754)
Aliases: 
Status: live
Last verified: 2026-10-22T16:25:48.000Z (October 22, 2026)
Official source: https://www.tyndall.org/rates
Coverage: Membership required. Share certificates from 7 to 60 months with a $1,000 minimum to open and earn the APY. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate | standard | 7 months | $1,000 | 3.25% | Not ZIP-priced | −1.18% | 2026-10-22T16:25:48.000Z | [Snapshot 414](https://apyledger.com/snapshots/414) |
| Certificate | standard | 12 months | $1,000 | 3.50% | Not ZIP-priced | −1.07% | 2026-10-22T16:25:48.000Z | [Snapshot 414](https://apyledger.com/snapshots/414) |
| Certificate | standard | 24 months | $1,000 | 3.00% | Not ZIP-priced | −1.87% | 2026-10-22T16:25:48.000Z | [Snapshot 414](https://apyledger.com/snapshots/414) |
| Certificate | standard | 36 months | $1,000 | 3.00% | Not ZIP-priced | −1.95% | 2026-10-22T16:25:48.000Z | [Snapshot 414](https://apyledger.com/snapshots/414) |
| Certificate | standard | 48 months | $1,000 | 3.10% | Not ZIP-priced | −1.88% | 2026-10-22T16:25:48.000Z | [Snapshot 414](https://apyledger.com/snapshots/414) |
| Certificate | standard | 60 months | $1,000 | 3.25% | Not ZIP-priced | −1.76% | 2026-10-22T16:25:48.000Z | [Snapshot 414](https://apyledger.com/snapshots/414) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.