# Valley Strong Credit Union CD and share certificate rates

As of October 22, 2026, Valley Strong Credit Union's highest tracked CD (share certificate) rate is 1.51% APY on a 36-month CD ($1,000 minimum). That is about the same as the FDIC national average for 36-month CDs (1.39%). Standard CD rates range from 0.05% to 1.51% APY.

Canonical page: https://apyledger.com/cd-rates/valley-strong-credit-union
Institution: Valley Strong Credit Union (NCUA 68712)
Aliases: 
Status: live
Last verified: 2026-10-23T02:11:32.000Z (October 22, 2026)
Official source: https://www.valleystrong.com/share-certificate
Coverage: Membership required. Share certificates with a $1,000 minimum to open and earn the APY; the Simple Saver Certificate requires monthly deposits. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 6 Months Share Certificate | standard | 6 months | $1,000 | 0.40% | Not ZIP-priced | −4.00% | 2026-10-23T02:11:32.000Z | [Snapshot 886](https://apyledger.com/snapshots/886) |
| 12 Months Share Certificate | standard | 12 months | $1,000 | 0.80% | Not ZIP-priced | −3.77% | 2026-10-23T02:11:32.000Z | [Snapshot 886](https://apyledger.com/snapshots/886) |
| 12 Months Simple Savers Certificate | standard | 12 months | $25 | 0.05% | Not ZIP-priced | −4.52% | 2026-10-23T02:11:32.000Z | [Snapshot 886](https://apyledger.com/snapshots/886) |
| 18 Months Share Certificate | standard | 18 months | $1,000 | 1.00% | Not ZIP-priced | −3.72% | 2026-10-23T02:11:32.000Z | [Snapshot 886](https://apyledger.com/snapshots/886) |
| 24 Months Share Certificate | standard | 24 months | $1,000 | 1.15% | Not ZIP-priced | −3.72% | 2026-10-23T02:11:32.000Z | [Snapshot 886](https://apyledger.com/snapshots/886) |
| 36 Months Share Certificate | standard | 36 months | $1,000 | 1.51% | Not ZIP-priced | −3.44% | 2026-10-23T02:11:32.000Z | [Snapshot 886](https://apyledger.com/snapshots/886) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.