# Waukesha State Bank CD rates

As of October 22, 2026, Waukesha State Bank's highest tracked CD rate is 4.65% APY on a 60-month CD ($500 minimum). That is 3.3 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 4.00% to 4.65% APY.

Canonical page: https://apyledger.com/cd-rates/waukesha-state-bank
Institution: Waukesha State Bank (FDIC 16160)
Aliases: 
Status: live
Last verified: 2026-10-23T03:21:36.000Z (October 22, 2026)
Official source: https://www.waukeshabank.com/personal/savings/cd-and-ira-rates
Coverage: CDs from 6 months to 7 years with a $500 minimum, including an 18-month Raise Your Rate CD. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 6 months | $500 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit | standard | 12 months | $500 | 4.15% | Not ZIP-priced | −0.42% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit with Raise Your Rate Option | standard | 18 months | $500 | 4.25% | Not ZIP-priced | −0.47% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit | standard | 18 months | $500 | 4.25% | Not ZIP-priced | −0.47% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit | standard | 24 months | $500 | 4.40% | Not ZIP-priced | −0.47% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit | standard | 36 months | $500 | 4.40% | Not ZIP-priced | −0.55% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit | standard | 60 months | $500 | 4.65% | Not ZIP-priced | −0.36% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |
| Certificate of Deposit | standard | 84 months | $500 | 4.65% | Not ZIP-priced | −0.44% | 2026-10-23T03:21:36.000Z | [Snapshot 972](https://apyledger.com/snapshots/972) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.