# Webster First Federal Credit Union CD and share certificate rates

As of October 22, 2026, Webster First Federal Credit Union's highest tracked CD (share certificate) rate is 4.30% APY on a 9-month promotional CD ($1,000 minimum). That is 3.1 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 0.76% to 4.00% APY.

Canonical page: https://apyledger.com/cd-rates/webster-first-federal-credit-union
Institution: Webster First Federal Credit Union (NCUA 24557)
Aliases: 
Status: live
Last verified: 2026-10-23T02:11:42.000Z (October 22, 2026)
Official source: https://www.websterfirst.com/rates/
Coverage: Membership required. Share certificates from 6 to 60 months, including 9- and 15-month specials; minimums are $500–$1,000 by term. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 3 Month Certificate | standard | 3 months | $1,000 | 0.76% | Not ZIP-priced | −3.54% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 6 Month Certificate | standard | 6 months | $1,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 9 Month Special Certificate | promotional | 9 months | $1,000 | 4.30% | Not ZIP-priced | −0.18% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 12 Month Certificate | standard | 12 months | $500 | 3.95% | Not ZIP-priced | −0.62% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 15 Month Special Certificate | promotional | 15 months | $500 | 3.75% | Not ZIP-priced | −0.90% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 24 Month Certificate | standard | 24 months | $500 | 1.51% | Not ZIP-priced | −3.36% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 36 Month Certificate | standard | 36 months | $500 | 1.51% | Not ZIP-priced | −3.44% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 48 Month Certificate | standard | 48 months | $500 | 1.51% | Not ZIP-priced | −3.47% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |
| 60 Month Certificate | standard | 60 months | $500 | 1.51% | Not ZIP-priced | −3.50% | 2026-10-23T02:11:42.000Z | [Snapshot 891](https://apyledger.com/snapshots/891) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.