# West Bank CD rates

As of October 23, 2026, West Bank's highest tracked CD rate is 3.10% APY on a 24-month CD ($250,000 minimum). That is 2.0 times the FDIC national average for 24-month CDs (1.55%). Standard CD rates range from 2.63% to 3.10% APY.

Canonical page: https://apyledger.com/cd-rates/west-bank
Institution: West Bank (FDIC 15614)
Aliases: 
Status: live
Last verified: 2026-10-23T11:35:47.000Z (October 23, 2026)
Official source: https://www.westbankstrong.com/personal/banking/personal-account-rates
Coverage: Personal CDs have balance tiers starting at $1,000, $25,000, $100,000 and $250,000. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-22. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Certificate of Deposit | standard | 3 months | $250,000 | 2.93% | Not ZIP-priced | −1.33% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 3 months | $100,000 | 2.83% | Not ZIP-priced | −1.43% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 3 months | $25,000 | 2.73% | Not ZIP-priced | −1.53% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 3 months | $1,000 | 2.63% | Not ZIP-priced | −1.63% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 6 months | $250,000 | 2.97% | Not ZIP-priced | −1.37% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 6 months | $100,000 | 2.87% | Not ZIP-priced | −1.47% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 6 months | $25,000 | 2.77% | Not ZIP-priced | −1.57% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 6 months | $1,000 | 2.67% | Not ZIP-priced | −1.67% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 12 months | $250,000 | 3.00% | Not ZIP-priced | −1.46% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 12 months | $100,000 | 2.90% | Not ZIP-priced | −1.56% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 12 months | $25,000 | 2.80% | Not ZIP-priced | −1.66% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 12 months | $1,000 | 2.70% | Not ZIP-priced | −1.76% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 18 months | $250,000 | 3.00% | Not ZIP-priced | −1.58% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 18 months | $100,000 | 2.90% | Not ZIP-priced | −1.68% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 18 months | $25,000 | 2.80% | Not ZIP-priced | −1.78% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 18 months | $1,000 | 2.70% | Not ZIP-priced | −1.88% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 24 months | $250,000 | 3.10% | Not ZIP-priced | −1.60% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 24 months | $100,000 | 3.00% | Not ZIP-priced | −1.70% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 24 months | $25,000 | 2.90% | Not ZIP-priced | −1.80% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 24 months | $1,000 | 2.80% | Not ZIP-priced | −1.90% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 30 months | $250,000 | 3.10% | Not ZIP-priced | −1.64% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 30 months | $100,000 | 3.00% | Not ZIP-priced | −1.74% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 30 months | $25,000 | 2.90% | Not ZIP-priced | −1.84% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 30 months | $1,000 | 2.80% | Not ZIP-priced | −1.94% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 36 months | $250,000 | 3.10% | Not ZIP-priced | −1.68% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 36 months | $100,000 | 3.00% | Not ZIP-priced | −1.78% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 36 months | $25,000 | 2.90% | Not ZIP-priced | −1.88% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 36 months | $1,000 | 2.80% | Not ZIP-priced | −1.98% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 48 months | $250,000 | 3.10% | Not ZIP-priced | −1.71% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 48 months | $100,000 | 3.00% | Not ZIP-priced | −1.81% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 48 months | $25,000 | 2.90% | Not ZIP-priced | −1.91% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 48 months | $1,000 | 2.80% | Not ZIP-priced | −2.01% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 60 months | $250,000 | 3.10% | Not ZIP-priced | −1.74% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 60 months | $100,000 | 3.00% | Not ZIP-priced | −1.84% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 60 months | $25,000 | 2.90% | Not ZIP-priced | −1.94% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |
| Certificate of Deposit | standard | 60 months | $1,000 | 2.80% | Not ZIP-priced | −2.04% | 2026-10-23T11:35:47.000Z | [Snapshot 1027](https://apyledger.com/snapshots/1027) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.