# Wildfire Credit Union CD and share certificate rates

As of October 22, 2026, Wildfire Credit Union's highest tracked CD (share certificate) rate is 4.11% APY on a 9-month promotional CD ($100,000 minimum). That is 3.0 times the FDIC national average for 6-month CDs (1.39%). Standard CD rates range from 3.40% to 4.07% APY.

Canonical page: https://apyledger.com/cd-rates/wildfire-credit-union
Institution: Wildfire Credit Union (NCUA 60057)
Aliases: 
Status: live
Last verified: 2026-10-22T16:26:01.000Z (October 22, 2026)
Official source: https://www.wildfirecu.org/personal/accounts/certificates-of-deposit
Coverage: Membership required. Certificate specials, standard certificates and jumbo certificate specials. Term ranges are shown at their lower bound. Early withdrawal penalties may apply.
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Youth Certificate | special | 6 months | $100 | 3.66% | Not ZIP-priced | −0.74% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 6 months | $100,000 | 3.66% | Not ZIP-priced | −0.74% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 6 months | $500 | 3.40% | Not ZIP-priced | −1.00% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo 9 Month Special | promotional | 9 months | $100,000 | 4.11% | Not ZIP-priced | −0.37% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| 9 Month Special | promotional | 9 months | $500 | 3.85% | Not ZIP-priced | −0.63% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Youth Certificate | special | 12 months | $100 | 3.71% | Not ZIP-priced | −0.86% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 12 months | $100,000 | 3.71% | Not ZIP-priced | −0.86% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 12 months | $500 | 3.45% | Not ZIP-priced | −1.12% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 18 months | $100,000 | 3.71% | Not ZIP-priced | −1.01% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 18 months | $500 | 3.45% | Not ZIP-priced | −1.27% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 24 months | $100,000 | 3.66% | Not ZIP-priced | −1.21% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 24 months | $500 | 3.40% | Not ZIP-priced | −1.47% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 36 months | $100,000 | 4.02% | Not ZIP-priced | −0.93% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 36 months | $500 | 3.50% | Not ZIP-priced | −1.45% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 48 months | $100,000 | 4.07% | Not ZIP-priced | −0.91% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 48 months | $500 | 3.55% | Not ZIP-priced | −1.43% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Jumbo Certificate | standard | 60 months | $100,000 | 4.07% | Not ZIP-priced | −0.94% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |
| Certificate | standard | 60 months | $500 | 3.55% | Not ZIP-priced | −1.46% | 2026-10-22T16:26:01.000Z | [Snapshot 421](https://apyledger.com/snapshots/421) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.