# Wright-Patt Credit Union CD and share certificate rates

As of October 22, 2026, Wright-Patt Credit Union's highest CD (share certificate) rate is 4.70% APY on a 72-month CD ($500 minimum). That is 3.3 times the FDIC national average for 60-month CDs (1.41%). Standard CD rates range from 4.00% to 4.70% APY.

Canonical page: https://apyledger.com/cd-rates/wright-patt-credit-union
Institution: Wright-Patt Credit Union, Inc. (NCUA 66328)
Aliases: Wright-Patt, WPCU
Status: live
Last verified: 2026-10-22T10:08:53.000Z (October 22, 2026)
Official source: https://www.wpcu.coop/helpful-resources/rates
Treasury comparison date: 2026-10-21. Premiums are percentage points versus the same-term APY-equivalent Treasury yield.

| Product | Kind | Term | Minimum deposit | APY | Quoted location | vs. Treasury | Verified (UTC) | Source snapshot |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Share Certificates - $500 Minimum | standard | 6 months | $500 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 6 months | $100,000 | 4.00% | Not ZIP-priced | −0.40% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 12 months | $500 | 4.25% | Not ZIP-priced | −0.32% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 12 months | $100,000 | 4.25% | Not ZIP-priced | −0.32% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 18 months | $500 | 4.30% | Not ZIP-priced | −0.42% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 18 months | $100,000 | 4.30% | Not ZIP-priced | −0.42% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 24 months | $500 | 4.40% | Not ZIP-priced | −0.47% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 24 months | $100,000 | 4.40% | Not ZIP-priced | −0.47% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 36 months | $500 | 4.50% | Not ZIP-priced | −0.45% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 36 months | $100,000 | 4.50% | Not ZIP-priced | −0.45% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 48 months | $500 | 4.60% | Not ZIP-priced | −0.38% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 48 months | $100,000 | 4.60% | Not ZIP-priced | −0.38% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 60 months | $500 | 4.60% | Not ZIP-priced | −0.41% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 60 months | $100,000 | 4.60% | Not ZIP-priced | −0.41% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $500 Minimum | standard | 72 months | $500 | 4.70% | Not ZIP-priced | −0.35% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |
| Share Certificates - $100,000 Minimum | standard | 72 months | $100,000 | 4.70% | Not ZIP-priced | −0.35% | 2026-10-22T10:08:53.000Z | [Snapshot 225](https://apyledger.com/snapshots/225) |

Rates and eligibility can change. ZIP-specific quotes must not be treated as statewide or nationwide offers. Confirm terms with the institution before opening an account. This is not financial advice.