Source: https://www.rocklandtrust.com/personal-banking/banking/savings--cds-and-money-market-rates
Read: 2026-10-22T04:54:43.000Z

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# Savings, Money Market, & CD Rates at Rockland Trust
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Savings, Money Market, & CD Rates at Rockland Trust
## Get on track to reach your goals.
A solid savings account is an important part of your finances. With a Rockland Trust Savings Account, your money will grow at our competitive rates. You can add to your account anytime to maintain momentum, and you always have access to your money when you need it. As a community bank serving our New England neighbors, we're focused on helping you improve your financial standing.
#### Rates are current as of October 16, 2026 and are subject to change
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## Free Savings
CURRENT INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OBTAIN APY | MINIMUM DEPOSIT TO OPEN ACCOUNT | COMPOUNDED
0.01% | 0.01% | $1 | $10 | Monthly
## Certificate of Deposit
TERM | CURRENT INTEREST RATES | ANNUAL PERCENTAGE YIELD (APY) | MINIMUM DEPOSIT TO OPEN ACCOUNT | COMPOUNDED
4-Month CD | 3.44% | 3.50% | $1,000 | Daily
5-Month CD | 2.71% | 2.75% | $1,000 | Daily
6-Month CD | 2.71% | 2.75% | $1,000 | Daily
7-Month CD | 3.68% | 3.75% | $1,000 | Daily
8-Month CD | 2.47% | 2.50% | $1,000 | Daily
9-Month CD | 3.68% | 3.75% | $1,000 | Daily
10-Month CD | 2.47% | 2.50% | $1,000 | Daily
11-Month CD | 3.78% | 3.85% | $1,000 | Daily
1-Year CD | 3.92% | 4.00% | $1000 | Daily
13-Month CD | 3.20% | 3.25% | $1,000 | Daily
15-Month CD | 3.92% | 4.00% | $1,000 | Daily
Select 18-Month CD | 4.07% | 4.15% | $1,000 | Daily
2-Year CD | 1.98% | 2.00% | $1,000 | Daily
5-Year CD | 1.98% | 2.00% | $1,000 | Daily
We offer additional terms. All CD terms are also available as IRA CDs. Visit or contact a branch for information.
The minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Individual Retirement Account Certificate of Deposits (IRA CDs) are subject to an annual maintenance fee as well as a transfer fee.
## Money Market Savings
BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY) | CURRENT INTEREST RATE | ANNUAL PERCENTAGE YIELD | MINIMUM DEPOSIT TO OPEN ACCOUNT | COMPOUNDED
$1,000,000 and over | 0.55% | 0.55% | $25 | Monthly
$50,000.00 - $999,999.99 | 0.55% | 0.55% | $25 | Monthly
$25,000.00 - $49,999.99 | 0.50% | 0.50% | $25 | Monthly
$10,000.00 - $24,999.99 | 0.20% | 0.20% | $25 | Monthly
$0.01- $9,999.99 | 0.05% | 0.05% | $25 | Monthly
Variable interest rates; may change after the account is opened. Fees could reduce your earnings.
The APY for each balance tier in your Rockland Trust Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 0.55% on your entire balance.
Rockland Complete Money Market
BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD (APY) | CURRENT INTEREST RATE | ANNUAL PERCENTAGE YIELD | MINIMUM DEPOSIT TO OPEN ACCOUNT | COMPOUNDED
$1,000,000 and over | 1.00% | 1.00% | $250 | Monthly
$50,000.00 - $999,999.99 | 1.00% | 1.00% | $250 | Monthly
$25,000.00 - $49,999.99 | 0.55% | 0.55% | $250 | Monthly
$5,000.00 - $24,999.99 | 0.30% | 0.30% | $250 | Monthly
$0.01 - $4,999.99 | 0.10% | 0.10% | $250 | Monthly
Variable interest rates; may change after the account is opened. Fees may reduce your earnings.
The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance - for example, if you have a daily balance of $1,200,000.00, you will receive an APY of 1.00% on your entire balance.
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