Source: https://www.websterbank.com/security/protect-yourself/disclosure-fees/consumer-deposit-rates/
Read: 2026-10-22T04:56:18.000Z

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February 28, 2023
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## Consumer Deposit Rates
For product information, please speak with your Webster banker, visit a local banking center , or call us at 800.325.2424 .
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## Effective as of October 22, 2026
### Checking Accounts
Product | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account
Premium Checking | All balances | 0.01% | 0.01% | Apply Now
Private Checking 1 | $0 – $49,999 | 0.01% | 0.01% | Apply Now
$50,000 – $99,999 | 0.01% | 0.01%
$100,000 – $249,999 | 0.01% | 0.01%
$250,000 – $499,999 | 0.01% | 0.01%
$500,000+ | 0.01% | 0.01%
### Savings Accounts
Product | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account
Savings | All balances | 0.01% | 0.01% | Apply Now
Premium Savings | All balances | 0.01% | 0.01% | Apply Now
Private Savings 2 | All balances | 0.01% | 0.01% | Apply Now
### Money Market Accounts
Product | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account
Personal Money Market | $2,500 – $49,999 | 0.01% | 0.01% | Apply Now
$50,000 – $99,999 | 0.01% | 0.01%
$100,000 – $249,999 | 0.01% | 0.01%
$250,000 – $499,999 | 0.01% | 0.01%
$500,000+ | 0.01% | 0.01%
Private Money Market 2 | $0 – $2,499 | 0.02% | 0.02%
$2,500 – $4,999 | 0.02% | 0.02%
$5,000 – $49,999 | 0.02% | 0.02%
$50,000 – $99,999 | 0.02% | 0.02%
$100,000 – $249,999 | 0.02% | 0.02%
$250,000 – $499,999 | 0.02% | 0.02%
$500,000 – $999,999 | 0.02% | 0.02%
$1,000,000 – $24,999,999 | 0.02% | 0.02%
$25,000,000 | 0.02% | 0.02%
### Certificate of Deposit (CD)
Product 3 | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account
30 Day | $500+ | 0.01% | 0.01%
3 Month | $500+ | 0.01% | 0.01% | Apply Now
5 Month | $500+ | 0.01% | 0.01% | Apply Now
6 Month | $500+ | 0.01% | 0.01% | Apply Now
7 Month | $500+ | 0.01% | 0.01% | Apply Now
8 Month | $500+ | 0.01% | 0.01% | Apply Now
9 Month | $500+ | 0.01% | 0.01% | Apply Now
10 Month | $500+ | 0.01% | 0.01% | Apply Now
11 Month 4 | $500+ | 3.92% | 4.00% | Apply Now
12 Month | $500+ | 0.01% | 0.01% | Apply Now
18 Month 4 | $500+ | 3.68% | 3.75% | Apply Now
2 Year | $500+ | 0.01% | 0.01% | Apply Now
3 Year | $500+ | 0.01% | 0.01%
4 Year | $500+ | 0.01% | 0.01%
5 Year | $500+ | 0.01% | 0.01%
### Private CDs
Product 5 | Balances | Interest Rate | Annual Percentage Yields (APY) | Open Account
Private 30 Day | $500+ | 0.02% | 0.02%
Private 3 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 5 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 6 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 7 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 8 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 9 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 10 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 11 Month 6 | $500+ | 4.16% | 4.25% | Apply Now
Private 12 Month | $500+ | 0.02% | 0.02% | Apply Now
Private 18 Month 6 | $500+ | 3.92% | 4.00% | Apply Now
Private 2 Year | $500+ | 0.02% | 0.02% | Apply Now
Private 3 Year | $500+ | 0.02% | 0.02%
Private 4 Year | $500+ | 0.02% | 0.02%
Private 5 Year | $500+ | 0.02% | 0.02%
Annual Percentage Yields (APY) and Interest Rates are variable (excluding CDs) and effective as of October 22, 2026.
1 Private Checking. Minimum opening deposit of $25 is required. You can avoid the $30 monthly maintenance fee by keeping $25,000 in checking or $50,000 combined deposit balances, including CD’s, OR $100,000 in LPL Financial (LPL) investment balances 7 (Please note: it can take 14 business days for balances of new or previously unlinked LPL accounts to be included). Private Checking earns interest and is a tiered rate product. The APY on balances between $0 and $49,999 is 0.01%, balances between $50,000 – $99,000 is 0.01%, balances between $100,000 – $249,000 is 0.01%, balances between $250,000 – $499,999 is 0.01%, balances $500,000 or greater is 0.01%. The APY is subject to change at any time. Fees may reduce earnings.
2 To earn the stated APY above, a Private Checking 1 account is required.
3 CD rates are subject to certain terms and conditions and fixed upon opening the account. You must deposit at least $500 to open the CD and earn the disclosed Annual Percentage (APY). In the event of withdrawal before the stated maturity date, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. The CD will renew automatically at maturity. Webster Bank will allow a 10-day grace period after the maturity date to deposit or withdraw funds without penalty. If no changes are made to the account, the account will renew for the same term and reflect the APY in effect at the time of renewal.
4 Promotional APY is subject to certain terms and conditions. Client must deposit at least $500 to open the account. The minimum balance requirement to earn the stated APY is $500. The APY assumes interest remains on deposit until maturity. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. This offer can be revoked by Webster Bank at any time.
5 Private CD rates are subject to certain terms and conditions and fixed upon opening the account. To earn the stated APY above, you must either have an existing Private Checking 1 account or open a new one at the time the Private CD is opened. You must deposit at least $500 to open the Private CD and earn the disclosed Annual Percentage (APY). In the event of withdrawal before the stated maturity date, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. The Private CD will renew automatically at maturity. Webster Bank will allow a 10-day grace period after the maturity date to deposit or withdraw funds without penalty. If no changes are made to the account, the account will renew for the same term and reflect the APY in effect at the time of renewal.
6 To earn the stated APY above, you must either have an existing Private Checking 1 account or open a new one at the time the Private CD is opened. If you do not have a Private Checking account at the time of opening the CD, you may open a standard CD account at an APY listed above. Promotional APY is subject to certain terms and conditions. Client must deposit at least $500 to open the account. The minimum balance requirement to earn the stated APY is $500. The APY assumes interest remains on deposit until maturity. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. A withdrawal will reduce earnings. This offer can be revoked by Webster Bank at any time.
7 Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC ). Insurance products are offered through LPL or its licensed affiliates. Webster Bank, a division of Santander Bank, N.A., and Webster Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Webster Investments, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Webster Bank, Santander Bank, N.A., or Webster Investments. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Webster Bank, a division of Santander Bank, N.A. (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
LPL Financial Form CRS
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