Source: https://www.alliantcreditunion.org/u/deposit-rates
Read: 2026-10-22T04:58:02.000Z

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Deposit Rates
Account Type | Effective Date | APY | Dividend Rate
Jumbo Savings | 
Balance $100,000+ | 10/15/2026 | 3.35%1 | 3.30%
Balance $100-$99,999.99 | 10/15/2026 | 3.01%1 | 2.97%
Balance Less than $100 | 10/15/2026 | 0.00%1 | 0.00%
High-Rate Savings | 
Balance $100+ | 10/15/2026 | 3.01%2 | 2.97%
Jumbo High-Rate Checking | 
$5,000 monthly direct deposit, $10,000 average daily balance of all deposit shares, eStatements | 10/15/2026 | 2.00%3 | 1.98%
$2,500 monthly direct deposit, eStatements | 10/15/2026 | 1.00%3 | 1.00%
$1,000 monthly direct deposit, eStatements | 10/15/2026 | 0.25%3 | 0.25%
High-Rate Checking | 
One electronic deposit, eStatements | 10/15/2026 | 0.25%4 | 0.25%
Certificate Type | Term | APY(%) / Dividend Rate(%) | Balance
Share Certificate | 3-month | 3.10/3.0575 | $1,000‒$74,999
Jumbo Share Certificate | 3-month | 3.10/3.0575 | $75,000+
Share Certificate | 6-month | 3.60/3.545 | $1,000‒$74,999
Jumbo Share Certificate | 6-month | 3.60/3.545 | $75,000+
Share Certificate | 12-month | 4.30/4.225 | $1,000‒$74,999
Jumbo Share Certificate | 12-month | 4.35/4.275 | $75,000+
Share Certificate | 18-month | 3.60/3.5425 | $1,000‒$74,999
Jumbo Share Certificate | 18-month | 3.65/3.5905 | $75,000+
Share Certificate | 24-month | 3.60/3.5425 | $1,000‒$74,999
Jumbo Share Certificate | 24-month | 3.70/3.6395 | $75,000+
Share Certificate | 36-month | 3.60/3.5425 | $1,000‒$74,999
Jumbo Share Certificate | 36-month | 3.70/3.6395 | $75,000+
Share Certificate | 48-month | 3.65/3.5905 | $1,000‒$74,999
Jumbo Share Certificate | 48-month | 3.70/3.6395 | $75,000+
Share Certificate | 60-month | 3.65/3.5905 | $1,000‒$74,999
Jumbo Share Certificate | 60-month | 3.70/3.6395 | $75,000+
IRA Certificate* | 3-month | 3.10/3.0575 | $1,000‒$74,999
Jumbo IRA Certificate* | 3-month | 3.10/3.0575 | $75,000+
IRA Certificate* | 6-month | 3.60/3.545 | $1,000‒$74,999
Jumbo IRA Certificate* | 6-month | 3.60/3.545 | $75,000+
IRA Certificate* | 12-month | 4.30/4.225 | $1,000‒$74,999
Jumbo IRA Certificate* | 12-month | 4.35/4.275 | $75,000+
IRA Certificate* | 18-month | 3.60/3.5425 | $1,000‒$74,999
Jumbo IRA Certificate* | 18-month | 3.65/3.5905 | $75,000+
IRA Certificate* | 24-month | 3.60/3.5425 | $1,000‒$74,999
Jumbo IRA Certificate* | 24-month | 3.70/3.6395 | $75,000+
IRA Certificate* | 36-month | 3.60/3.5425 | $1,000‒$74,999
Jumbo IRA Certificate* | 36-month | 3.70/3.6395 | $75,000+
IRA Certificate* | 48-month | 3.65/3.5905 | $1,000‒$74,999
Jumbo IRA Certificate* | 48-month | 3.70/3.6395 | $75,000+
IRA Certificate* | 60-month | 3.65/3.5905 | $1,000‒$74,999
Jumbo IRA Certificate* | 60-month | 3.70/3.6395 | $75,000+
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APY = Annual Percentage Yield
Additional account disclosures related to savings accounts, checking accounts, and certificates are found in the Fee Schedule, Account Rates, Product Disclosures, Account Agreement and Disclosures, and the Membership Enrollment Agreement.
Jumbo Savings
High-Rate Savings
Jumbo High-Rate Checking
High-Rate Checking
Certificate disclosure
Rates, terms and conditions subject to change
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