Source: https://baskbank.com/products/certificates-of-deposit Read: 2026-10-22T06:58:25.000Z Skip to main content This website uses cookies. By continuing to browse, you agree that we may use cookies as disclosed in our Privacy Policy THAT'S OKAY NO THANKS Checking Savings About Us Log in Get started Reach your savings goals confidently with a CD. Deposit a lump sum held for one of our fixed terms, and let your money earn interest behind the scenes. Select Term Discover the Benefits of a Bask® Certificate of Deposit Account. Guaranteed Returns A CD can help you reach your goals so you can dream bigger. Competitive Options Choose the right fixed term for your savings goals. FDIC Insured Bank with security and peace of mind; your Bask deposits are FDIC insured. What is a CD? CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe. What is Annual Percentage Yield (APY)? APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings. certificate of deposit terms Watch your savings grow with a Certificate of Deposit. Open an account with a $1,000 minimum deposit and choose a term length that works best for you. DEPOSIT TERM | INTEREST RATE | APY1 | 3 Months | 4.02% | 4.10% | Open Account 6 Months | 3.82% | 3.90% | Open Account 9 Months | 4.11% | 4.20% | Open Account 12 Months | 4.26% | 4.35% | Open Account 18 Months | 3.92% | 4.00% | Open Account 24 Months | 4.21% | 4.30% | Open Account 1Annual Percentage Yield (APY) and Interest Rates are accurate as of Thursday, October 22, 2026. Certificate of Deposit (CD) rates are fixed and paid through the term of the CD assuming the interest remains on deposit until maturity. Fees could reduce the earnings on your account, and a penalty may be imposed for early withdrawal. After maturity, your CD will roll over into a new term if redemption is not initiated and you will earn the accurate rate of interest for your CD term offered at that time. A minimum deposit amount of $1,000 is required within 10 business days of account opening or the account will automatically be closed. certificate-of-deposit-disclaimers What our customers are saying Rick B. 1 star 1 star 1 star 1 star 1 star 5 of 5 Fantastic new look of the dashboard; I enjoy using new features. I love the way you gave us the ability to rearrange the accounts in the order we would like. Thanks again. If there was a sixth star your staff would get it!!! Mohamed M. 1 star 2 star 3 star 4 star no stars 4 of 5 Excellent bank. Good customer service. More accessible than most banks. Charles P. 1 star 2 star 3 star 4 star 5 star 5 of 5 Just wanted to say I’m enjoying this app. It’s very mobile-friendly and simple to use. I also like the high APY that’s on the savings accounts and the new feature of having a checking account. I’m earning more interest income than ever. Glad I chose to bank with this bank. All your finances at your fingertips. The Bask Bank mobile app gives you fast, easy access to your accounts. Open a Bask Certificate of Deposit online in 15 minutes or less. Earn interest on a lump sum deposit held for a fixed term length. Select Term CDs-FAQ Bask Certificates of Deposit What is a Certificate of Deposit (CD)? How can I open a new CD? What do I need to know about funding my new CD? Can I have more than one CD? Can I make additional deposits to my CD? What are my maturity plan options? How can I manage my CD Redemption Instructions? Can I withdraw money from my CD early? The Bask Blog 5 Ways You Can Keep Your Bank Account Safe Take these steps to further increase your digital banking security, keep your bank account safe online and avoid fraud. Which Online Bank Account Is Best for Me? Find out what to look for when choosing between a CD, high-yield savings account and mileage savings account from Bask Bank. Understanding Digital Wallets A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank. The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category. Bask Bank About Us Newsroom Products Interest Checking Interest Savings Mileage Savings Certificates of Deposit Legal Accessibility Statement Privacy & Disclosures Security Member FDIC Resources Contact Us FAQs Feedback Current Rates & Fees Connect with us Texas Capital Bank is a member of FDIC. Bask Bank is a division of Texas Capital Bank. Copyright ©️ 2020-2026 Texas Capital Bancshares, Inc. All rights reserved. Bask Bank and the Bask Bank logo are trademarks of Texas Capital Bank.