Source: https://www.gesa.com/rates/
Read: 2026-10-22T06:59:38.000Z

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Routing Number: 325181248
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Competitive rates for
Auto Loans
CDs
Savings Accounts
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Credit Cards CD Auto Checking Savings Loans
Credit Cards
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Disclosures
Card | APR* (as low as) | Perks
Cash Rewards Card | 16.99% | 1.5% unlimited cash back
Wise Card | 12.74% | No annual fee
Wise Secured Card | 12.74% | Secured by the available funds in your share savings account
Fixed CD
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Disclosures
Term (months) | APY* (min. balance $500) | APY* (min. balance $50,000) | APY* (min. balance $100,000)
3 Months | 3.00% | 3.15% | 3.30%
6 Months | 3.30% | 3.45% | 3.60%
12 Months | 3.70% | 3.85% | 4.00%
17 Months | 4.50% | 4.50% | 4.50%
18 Months | 3.80% | 3.95% | 4.10%
24 Months | 3.50% | 3.65% | 3.80%
30 Months | 2.70% | 2.85% | 3.00%
36 Months | 2.85% | 3.05% | 3.25%
48 Months | 2.85% | 3.05% | 3.25%
60 Months | 2.85% | 3.05% | 3.25%
84 Months | 2.85% | 3.05% | 3.25%
Bump CD
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Disclosures
Term (months) | APY* (min. balance $500) | APY* (min. balance $50,000) | APY* (min. balance $100,000)
12 Months | 3.30% | 3.45% | 3.60%
24 Months | 3.10% | 3.25% | 3.40%
36 Months | 2.60% | 2.80% | 3.00%
48 Months | 2.60% | 2.80% | 3.00%
60 Months | 2.60% | 2.80% | 3.00%
New Auto Loan
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Disclosures
APR* (as low as) | Loan Amount** | Max. Term (months) | Vehicle Age | 
6.14% | No Minimum | 36 | 2020+ | Apply now
6.14% | No Minimum | 48 | 2020+ | Apply now
6.14% | No Minimum | 60 | 2020+ | Apply now
6.37% | No Minimum | 72 | 2020+ | Apply now
6.74% | $15,000+ | 84 | 2020+ | Apply now
Used Auto Loan
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Disclosures
APR* (as low as) | Loan Amount** | Max. Term (months) | Vehicle Age | 
6.39% | No Minimum | 36 | 2015 – 2019 | Apply now
6.39% | No Minimum | 48 | 2015 – 2019 | Apply now
6.39% | No Minimum | 60 | 2015 – 2019 | Apply now
6.62% | No Minimum | 72 | 2015 – 2019 | Apply now
6.99% | $15,000+ | 84 | 2015 – 2019 | Apply now
7.64% | No Minimum | 60 | 2014 & Older | Apply now
Marine & RV Loan Rates
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Disclosures
New Marine & RV Loan Rates
APR* (as low as) | Loan Amount** | Max Term (months) | Vehicle Age
6.74% | No Minimum | 60 | 2023+
7.49% | No Minimum | 84 | 2023+
7.99% | $25,000+ | 120 | 2023+
8.24% | $50,000+ | 180 | 2023+
Used Marine & RV Loan Rates
APR* (as low as) | Loan Amount** | Max Term (months) | Vehicle Age
6.99% | No Minimum | 60 | 2015 – 2022
7.99% | No Minimum | 84 | 2015 – 2022
8.24% | $25,000+ | 120 | 2015 – 2022
8.74% | $50,000+ | 180 | 2015 – 2022
Motorcycle & Other Collateral Loan Rates
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Disclosures
New Motorcycle & Other Collateral Loan Rates
APR* (as low as) | Loan Amount** | Max Term | Vehicle Age
9.99% | No Minimum | 48 | 2023+
10.24% | No Minimum | 60 | 2023+
10.99% | No Minimum | 72 | 2023+
11.49% | $20,000 + | 84 | 2023+
Used Motorcycle & Other Collateral Loan Rates
APR* (as low as) | Loan Amount** | Max Term | Vehicle Age
9.99% | No Minimum | 48 | 2015 – 2022
10.24% | No Minimum | 60 | 2015 – 2022
10.99% | No Minimum | 72 | 2015 – 2022
11.49% | $20,000 + | 84 | 2015 – 2022
Checking Accounts
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Disclosures
Product | APY* | Benefit | Discover
EarnSmart Perks™ Checking | 3.00% | On your first qualified $5,000 in balances. | Learn More
EarnSmart™ Checking | 3.00% | On your first qualified $5,000 in balances. | Learn More
Student Checking | 3.00% | On your first qualified $500 in balances. | Learn More
Savings Accounts
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Disclosures
Product | APY* | Limits
SmartPlus Savings​ | 5.00% | On your first qualified $500 in balances.
Explorer Savings​ | 5.00% | On the first $0 - $500 balance.​ Learn More
High-Yield Savings​ | 3.00% | On a $250,000+ balance.​
High-Yield Savings | 2.50% | On a $100,000 - $249,999.99 balance.
Personal Loans
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Disclosures
Loan Type | APR* (as low as) | Financing (up to) | Max Term (months)
Personal Loan | 10.50% | $30,000 | 24
Personal Loan | 11.00% | $30,000 | 36
Personal Loan | 11.50% | $30,000 | 48
Personal Loan | 12.00% | $30,000 | 60
Personal Loan | 13.00% | $30,000 | 72
Personal Line of Credit | 12.00% | $15,000 | Open End
Mortgage Loans & Home Equity
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Disclosures
Loan Type | APR* (Range) | Term Range (months)
Home Fixed Equity | 7.50% - 14.13% | 60 - 180
Home Equity Line of Credit | 7.25% – 18.00% APR*​ | Variable
For all other product rate inquires, please contact a Loan Officer
Routing Number: 325181248
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