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Read: 2026-10-22T07:24:02.000Z

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Fulton Bank, N.A. Member FDIC.
Rates are accurate as of 9/17/2026.
## Checking
Product | Standard Rates
RATE | APY
Interest Checking 1 | | Learn More Open Now
$1,000 - $4,999 | 0.02% | 0.02%
$4,999.01 - $9,999 | 0.02% | 0.02%
$9,999.01 + | 0.02% | 0.02%
Relationship Banking 2 | | Learn More Open Now
$1,000 - $4,999 | 0.02% | 0.02%
$4,999.01 - $9,999 | 0.02% | 0.02%
$9,999.01 - $24,999 | 0.03% | 0.03%
$24,999.01 + | 0.05% | 0.05%
Premier Relationship Banking 3 | | Learn More Open Now
$1,000 - $4,999 | 0.03% | 0.03%
$4,999.01 - $9,999 | 0.03% | 0.03%
$9,999.01 - $24,999 | 0.04% | 0.04%
$24,999.01 - $99,999 | 0.08% | 0.08%
$99,999.01 + | 0.08% | 0.08%
## Savings & Money Market
Product | Standard Rates
RATE | APY
Statement Savings 4 | 0.02% | 0.02% | Learn More Open Now
Platinum Money Market 5 | | Learn More Open Now
$1,000 - $9,999 | 0.35% | 0.35%
$9,999.01 - $24,999 | 0.40% | 0.40%
$24,999.01 - $49,999 | 0.55% | 0.55%
$49,999.01 - $99,999 | 0.94% | 0.94%
$99,999.01 - $249,999 | 1.63% | 1.64%
$249,999.01 - $999,999 | 1.93% | 1.95%
$999,999.01 - $1,999,999 | 1.93% | 1.95%
$1,999,999.01 + | 1.93% | 1.95%
Preferred Rates Available. View Rates
## Health Savings Account
Product | Standard Rates
RATE | APY
Health Savings Accounts 6 | | Learn More Open Now
$100 - $999 | 0.02% | 0.02%
$999.01 - $4,999 | 0.04% | 0.04%
$4,999.01 - $14,999 | 0.05% | 0.05%
$14,999.01 + | 0.07% | 0.07%
## IRA Money Market Account
Product | Standard Rates
RATE | APY
IRA Money Market 7 | 0.40% | 0.40% | Learn More
Preferred Rates Available. View Rates
## Certificate of Deposit
Product | Standard Rates
RATE | APY
Certificates of Deposit 8 | | Learn More
3-Month | 0.70% | 0.70%
6-Month | 0.70% | 0.70%
9-Month | 0.70% | 0.70%
9-Month No Penalty | 3.30% | 3.35%
12-Month | 0.70% | 0.70%
12-Month Variable Rate | 0.70% | 0.70%
15-Month | 0.95% | 0.95%
18-Month | 0.95% | 0.95%
24-Month | 0.95% | 0.95%
30-Month | 1.00% | 1.01%
36-Month | 1.00% | 1.01%
48-Month | 1.00% | 1.01%
60-Month | 1.00% | 1.01%
72-Month | 1.00% | 1.01%
Preferred Rates Available. View Rates
## Promotional Certificate of Deposit
Product | Standard Rates
RATE | APY
Certificate of Deposit Promo 9 | | Learn More
13-Month | 3.54% | 3.60%
36-Month Bump Up | 3.15% | 3.20%
Preferred Rates Available. View Rates
Certificate of Deposit Promo - New Money 10
4-Month | 3.73% | 3.80%
7-Month | 3.92% | 4.00%
25-Month | 3.92% | 4.00%
## Home Equity Line of Credit
Product | Standard Rates
RATE | APR
Optionline Primary Residence 11 | | Learn More Apply Now
Introductory Fixed Rate (For 6 Months) | 3.99% | 3.99%
Standard Variable Rate | 7.25% | 7.25%
Optionline Investment Property 12 | | Learn More Apply Now
Standard Variable Rate | 9.50% | 9.50%
## Auto Loan
Product | Standard Rates
RATE | APR
Auto Loans 13 | | Learn More
New & Used Vehicle 2024 - 2027 | 7.44% | 7.44%
Used Vehicle 2023 | 8.20% | 8.20%
Used Vehicle 2022 | 8.45% | 8.45%
Used Vehicle 2021 | 9.08% | 9.08%
Used Vehicle 2020 | 9.38% | 9.38%
Used Vehicle 2019 | 9.58% | 9.58%
Used Vehicle 2018 | 9.78% | 9.78%
Used Vehicle 2017 | 10.28% | 10.28%
## Unsecured Line of Credit
Product | Standard Rates
RATE | APR
Unsecured Optionline Tier 1 14 | 8.00% | 8.00% | Learn More
Unsecured Optionline Tier 2 14 | 10.50% | 10.50% | Learn More
## Personal Loan
Product | Standard Rates
RATE | APR
Personal Loan 15 | 11.74% | 11.74% | Learn More
CashPlease® 16 | | Learn More
Amount $200 | 17.00% | 35.42%
Amount $500 | 17.00% | 35.40%
## Certificate of Deposit/Savings and Stock Secured Line of Credit
Product | Standard Rates
RATE | APR
CD/Savings Secured Optionline 17 | 7.25% | 7.25% | Learn More
Stock Secured Optionline 18 | 8.25% | 8.25% | Learn More
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Important Disclosures 1 Interest Checking: Annual Percentage Yield (APY) is based on a minimum daily balance of $1,000. Rate is variable and may change after the account is opened. Rate is subject to change without notice. Fees could reduce earnings.
2 Relationship Banking: Annual Percentage Yield (APY) is based on the balance amounts displayed in the tier chart above. Rates are variable and may change after the account is opened. Rates are subject to change without notice. Fees could reduce earnings.
3 Premier Relationship Banking: Annual Percentage Yield (APY) is based on the balance amounts displayed in the tier chart above. Rates are variable and may change after the account is opened. Rates are subject to change without notice. Fees could reduce earnings.
4 Statement Savings: There is no minimum balance required to earn the Annual Percentage Yield (APY). $0 minimum deposit to open any savings account in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Rate is subject to change without notice. Fees could reduce earnings.
5 Platinum Money Market: Annual Percentage Yield (APY) is based on the balance amounts displayed in the tier chart above. Interest rates and bonuses are variable and may change after the account is opened. Rates and bonuses are subject to change without notice. Fees could reduce earnings.
Eligible for the Preferred Pricing rate bonus when the primary or secondary owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. Each statement cycle, the interest rate bonus may change based on the combined balance of the primary or secondary owner's eligible accounts. The combined balance includes the current balance on the last day of the Platinum Money Market statement cycle for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior to the last day of the statement cycle for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted at the monthly statement cycle date for the next monthly statement cycle based on the Preferred Pricing tier. For joint accounts, the highest Preferred Pricing tier of the primary or secondary owner is used to determine the rate bonus. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply as of the next statement cycle.
6 Health Savings Account: Annual Percentage Yield (APY) is based on the balance amounts displayed in the tier chart above. Rates are variable and may change after the account is opened. Rates are subject to change without notice. Fees could reduce earnings.
7 IRA Money Market Account: This offer is valid for consumers only. There is no minimum balance required to earn the Annual Percentage Yield (APY). $10 minimum deposit to open the account. Interest rates and bonuses are variable and may change after the account is opened. Rates and bonuses are subject to change without notice. Fees could reduce earnings.
Eligible for the Preferred Pricing rate bonus when the account owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. Each time interest is credited on the IRA Money Market Account, the interest rate bonus may change based on the combined balance of the owner’s eligible accounts. The combined balance includes the current balance for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted on the date interest is credited for the next interest payment period based on the Preferred Pricing tier. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply the next time interest is credited to the account.
8 Individual Retirement Account (IRA) certificates of deposit are eligible. Interest rates and bonuses are subject to change without notice. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.
Eligible for the Preferred Pricing rate bonus when the primary or secondary owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. Each time the CD renews, the interest rate bonus may change based on the combined balance of the primary or secondary owner’s eligible accounts. The combined balance includes the current balance for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted on the CD maturity date for the next renewal term based on the Preferred Pricing tier. For joint accounts, the highest preferred pricing tier of the primary or secondary owner is used to determine the rate bonus. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply when the CD renews.
9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
Eligible for the Preferred Pricing rate bonus when the primary or secondary owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. Each time the CD renews, the interest rate bonus may change based on the combined balance of the primary or secondary owner’s eligible accounts. The combined balance includes the current balance for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts. (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted on the CD maturity date for the next renewal term based on the Preferred Pricing tier. For joint accounts, the highest preferred pricing tier of the primary or secondary owner is used to determine the rate bonus. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply when the CD renews.
12 Month Variable Rate CD: Interest rate and bonuses are variable and may change after the account is opened. Rates and bonuses are subject to change without notice. 12 Month Variable Rate CD is not available as an IRA account.
Eligible for the Preferred Pricing rate bonus when the primary or secondary owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. Each time interest is credited on the Variable Rate CD, the interest rate bonus may change based on the combined balance of the primary or secondary owner’s eligible accounts. The combined balance includes the current balance for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted on the date interest is credited for the next interest payment period based on the Preferred Pricing tier. For joint accounts, the highest preferred pricing tier of the primary or secondary owner is used to determine the rate bonus. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply the next time interest is credited to the account.
9 This disclosure applies to the 13-Month and 36-Month Bump-Up promotional CDs listed below unless otherwise stated. These offers are valid for consumers. Individual Retirement Account (IRA) certificates of deposit are eligible. Rates and bonuses are subject to change without notice. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.
The 13 Month promotional CD is eligible for the Preferred Pricing rate bonus when the primary or secondary owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. Each time the CD renews, the interest rate bonus may change based on the combined balance of the primary or secondary owner’s eligible accounts. The combined balance includes the current balance for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted on the CD maturity date for the next renewal term based on the Preferred Pricing tier. For joint accounts, the highest preferred pricing tier of the primary or secondary owner is used to determine the rate bonus. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply when the CD renews.
36 Month Bump Up Promotional CD: The interest rate and bonus may change after the account is opened. The interest rate, APY and if applicable, Preferred Pricing rate bonus may be changed once (and only once) during the initial term of the CD. Upon receipt of a written bump-up request from you, we will adjust the interest rate and APY to the interest rate and APY then in effect for either a Bump Up CD or a Fixed Rate CD with the same term, whichever interest rate and APY is higher. If applicable, the Preferred Pricing rate bonus will be determined at the time of the bump up request based on the combined balance of the primary or secondary owner’s eligible accounts. No new money may be added when exercising the bump-up option.
Eligible for the Preferred Pricing rate bonus when the primary or secondary owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking or Private Bank Checking account. At the time of a bump up request or at CD renewal, the interest rate bonus may change based on the combined balance of the primary or secondary owner’s eligible accounts. The combined balance includes the current balance for each qualifying bank deposit account (consumer checking, savings, money market, certificate of deposit and individual retirement account) and the market value the business day prior for eligible Fulton Financial Advisors and/or Fulton Private Bank investment* accounts (Investment accounts are not FDIC insured; no bank guarantee; may lose value). IntraFi SM Network Deposits SM - CD Option and business accounts are excluded from the deposit balance. The interest rate bonus may be adjusted on the date of the bump up request or on the CD maturity date for the next renewal term based on the Preferred Pricing tier. For joint accounts, the highest preferred pricing tier of the primary or secondary owner is used to determine the rate bonus. If you close your Relationship Banking, Premier Relationship Banking or Private Bank Checking, convert to a different type of checking account or no longer maintain at least $25,000 in combined deposit and investment balances, you will no longer receive a bonus interest rate and standard rates will apply when the rate bump is requested or the CD renews.
10 4 Month, 7 Month, and 25 Month Promotional CD - This offer is valid for consumers only. Rates are subject to change without notice. There is a $10,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). Individual Retirement Account (IRA) certificates of deposit are eligible and require a $1,000 minimum balance to open and obtain APY. Promotional rate is based on the balance and must be new money to the bank. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal. Fees could reduce earnings.
11 Optionline Primary Residence Promo: The product is a variable rate line of credit secured by the primary residence and not exceeding an 80% loan-to-value (LTV) ratio. This account includes a fixed-rate option. This rate may vary, but once established as a new Fixed Rate Advance, will not vary thereafter. A $100 rate lock fee applies each time you establish a Fixed Rate Advance (except in the State of MD). The fee is waived if the rate is locked at closing. A separate rate schedule applies for Fixed Rate Advances.
Most closing cost fees will be waived on primary 1-4 family residence secured credits up to 80% LTV. Closing costs for lines of credit of up to $500,000 typically range from approximately $185 to $1994 depending on line amount, appraisal requirements and property location. Properties that require a commercial appraisal may incur additional costs of up to $3875. For properties in PA, DE, and NJ, if you close your account or your account goes into default within 36 months of opening it, you will be required to pay back any closing cost fees the bank initially paid on your behalf.
In addition, the borrower is required to purchase title insurance if the line is used to purchase the collateral property or the line amount is for more than $500,000. For properties held in the name of a trust, a $300 Trust Review fee will be charged and cannot be waived. The borrower will be responsible to pay mortgage satisfaction fees at the time of loan termination. Property insurance is required. For properties in MD & VA, Fulton Bank will only pay municipal recordation taxes on the Eligible Property Value subject to the tax. Eligible Property Value, for purposes of this payment of taxes, is defined as the lesser of the following two amounts: $250,000 or the difference between the appraised value of the property and the sum total of any recorded liens. Municipal recordation taxes are based on loan amount and taxes charged in excess of the sum paid for by the bank are the responsibility of the borrower.
The advertised 6-month introductory rate applies to new lines of credit of $10,000 or more and is subject to an initial draw requirement of $10,000 or 10% of the line (whichever is greater) at closing. The introductory APR offer may be withdrawn at any time and is subject to change without notice. Rates are accurate as of 9/17/2026.
After the expiration of the 6-month introductory rate period, the variable APR will be based on the Wall Street Journal Prime (WSJP) rate as published daily plus or minus a margin, and will vary with WSJP. The advertised 7.25% APR is our current standard rate with automatic deduction of payment from any Fulton Bank deposit account. Your APR is based on credit qualifications, appraisal requirements, LTV ratio, and payment option selected and will increase by 0.25% if automatic payment is discontinued. The WSJP rate may change at any time and is subject to change without notice. Your APR will not exceed 18% at any time during the term of your account.
Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval. Properties currently listed for sale may not be pledged as collateral for OptionLine. A minimum credit score of 620 is required.
12 Optionline Investment Property: The product is a variable rate line of credit secured by non-owner-occupied real estate and not exceeding 75% loan-to-value (LTV) ratio. This account has a fixed-rate option. This rate may vary, but once established as a new Fixed Rate Advance, will not vary thereafter. A $100 rate lock fee applies each time you establish a Fixed Rate Advance (except in the State of MD). The fee is waived if rate is locked at closing. A separate rate schedule applies for Fixed Rate Advances.
Most closing costs for 1-4 family residence secured lines of credit of up to $500,000 typically range from approximately $185 to $1994 depending on line amount, appraisal requirements and property location. Properties that require a commercial appraisal may incur additional costs of up to $3875.
In addition, the borrower is required to purchase title insurance if the line is used to purchase the collateral property or the line amount is for more than $500,000. For properties held in the name of a trust, a $300 Trust Review fee will be charged and cannot be waived. The borrower will be responsible to pay mortgage satisfaction fees at the time of loan termination. Property insurance is required. For properties in MD & VA, recordation taxes to state and local municipalities will be charged based on the loan amount and are the responsibility of the borrower.
The advertised 9.50% APR (Annual Percentage Rate) is our current standard rate with automatic deduction of payment from any Fulton Bank deposit account and applies to new lines of credit of $5,000 or more. Your APR is based credit qualifications, appraisal requirements, LTV ratio, and payment option selected and will increase by 0.25% if automatic payment is discontinued. The variable APR is based on the Wall Street Journal Prime (WSJP) as published daily plus or minus a margin and will vary with WSJP. WSJP may change at any time and is subject to change without notice. Your APR will not exceed 18% at any time during the term of your account.
Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval. Properties currently listed for sale may not be pledged as collateral for OptionLine. A minimum credit score of 620 is required.
13 Auto Loan: The product is a fixed-rate, closed-end loan secured by your automobile, not exceeding an 125% loan-to-value ratio (LTV) for new automobiles or the NADA Trade-In Value (125% LTV) for used automobiles. Rates apply to automobile loans of $2,500 or more with automatic deduction from any Fulton Bank deposit account. Your APR will increase by 0.25% if automatic payment is discontinued. Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval.
For new and used 1-3 year old automobiles not exceeding an 125% LTV with terms from 6 months up to 6 years, APRs may range from 7.34% to 13.59% with monthly payments ranging from approximately $19.96 to $23.06 per $1,000 borrowed, depending on credit qualifications, payment option selected, and other factors. For example, it would cost approximately $20.01 a month per $1,000 borrowed based on 7.44% APR for 5 years.
For used 4-6 year old automobiles not exceeding 125% LTV with terms from 6 months up to 5 years, APRs may range from 8.05% to 14.01% with monthly payments ranging from approximately $20.30 to $23.27 per $1,000 borrowed, depending on credit qualifications, payment option selected, and other factors. For example, it would cost approximately $24.62 a month per $1,000 borrowed based on 8.45% APR for 4 years for a 2021 model year automobile.
For used 7-10 year old automobiles not exceeding 125% LTV with a term of 6 months up to 5 years(max term of 4 years for a 9 year old automobile), APRs may range from 9.18% to 14.68% with monthly payments ranging from approximately $20.85 to $23.62 per $1,000 borrowed, depending on credit qualifications, payment option selected, and other factors. For example, it would cost approximately $32.07 a month per $1,000 borrowed based on 9.58% APR for 3 years for a 2018 model year automobile.
A minimum credit score of 620 is required.
14 Unsecured Optionline: Applies to both tier 1 and tier 2: The product is an unsecured variable-rate line of credit. This account includes a fixed-rate option. This rate may vary, but once established as a new Fixed Rate Advance, will not vary thereafter. A $100 rate lock fee applies each time you establish a Fixed Rate Advance. The fee is waived if rate is locked at closing. A separate rate schedule applies for Fixed Rate Advances.
The variable APR will be based on The Wall Street Journal Prime Rate (WSJP) as published daily plus or minus a margin, and will vary with WSJP. WSJP may change at any time and is subject to change without notice. Your APR will not exceed 18% at any time during the term of your account. Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval.
Maximum line amount is $50,000.00. Minimum credit score of 680 required.
Tier 1: The advertised 8.25% APR (Annual Percentage Rate) is our current standard rate with automatic deduction of payment from any Fulton Bank deposit account and applies to new lines of credit of $2,500 or more for borrowers with a net worth of $350,000 or more. Your APR is based on net worth, credit qualifications, and payment option selected and will increase by 0.25% if automatic payment is discontinued.
Tier 2: The advertised 10.75% APR (Annual Percentage Rate) is our current standard rate with automatic deduction of payment from any Fulton Bank deposit account and applies to new lines of credit of $2,500 or more. Your APR is based on credit qualifications and payment option selected and will increase by 0.25% if automatic payment is discontinued.
15 Personal Loan: The product is a fixed-rate unsecured, closed-end loan.
The advertised 11.74% APR (Annual Percentage Rate) is our current standard rate with automatic deduction of payment from any Fulton Bank deposit account and applies to unsecured loans of $2,500 or more. Your APR is based on credit qualifications and payment option selected and will increase by 0.25% if automatic payment is discontinued. Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval.
For a term of up to 5 years, APRs may range from 11.49% to 13.24% with monthly payments ranging from approximately $21.99 to $22.88 per $1,000 borrowed, depending on credit qualifications, payment option selected, and other factors. For example, it would cost approximately $22.11 a month per $1,000 borrowed based on 11.74% APR for 5 years.
The maximum loan amount of $35,000. A minimum credit score of 680 is required.
16 Cash Please: This product is a fixed-rate, unsecured, closed-end loan.
Loan amounts range from $200-$500 and are paid back in three monthly installments; there is a 3% upfront fee which is calculated on the loan amount. For instance, a $500 loan at 35.40% APR will have 3 monthly $176.60 payments.
17 Certificate of Deposit/Savings Secured Optionline: The product is a variable-rate line of credit secured with a Fulton Bank certificate of deposit (CD) or savings account and not exceeding 100% loan-to-value (LTV) ratio. This account has a fixed-rate option. This rate may vary, but once established as a new Fixed Rate Advance, will not vary thereafter. A $100 rate lock fee applies each time you establish a Fixed Rate Advance (except in the State of MD). The fee is waived if rate is locked at closing. A separate rate schedule applies for Fixed Rate Advances.
The advertised 7.00% APR (Annual Percentage Rate) is our current standard rate with automatic deduction of payment from a Fulton Bank deposit account and applies to new lines of credit of $5,000 or more. Your APR is based on credit qualifications and payment option selected and will increase by 0.25% if automatic payment is discontinued. The variable APR is based on The Wall Street Journal Prime Rate (WSJP) as published daily plus or minus a margin and will vary with WSJP. WSJP may change at any time and is subject to change without notice. Your APR will not exceed 18% at any time during the term of your account. Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval.
A minimum credit score of 620 is required.
18 Stock Secured Optionline: The product is a variable-rate line of credit secured with stock certificates not exceeding a 75% loan-to-value (LTV) ratio. This account has a fixed-rate option. This rate may vary, but once established as a new Fixed Rate Advance, will not vary thereafter. A $100 rate lock fee applies each time you establish a Fixed Rate Advance (except in the State of MD). The fee is waived if rate is locked at closing. A separate rate schedule applies for Fixed Rate Advances.
The advertised 8.25% APR (Annual Percentage Rate) is our current standard rate with automatic deduction of payment from a Fulton Bank deposit account and applies to new lines of credit of $5,000 or more. Your APR is based on credit qualifications and payment option selected and will increase by 0.25% if automatic payment is discontinued. The variable APR is based on The Wall Street Journal Prime Rate (WSJP) as published daily plus a margin and will vary with WSJP. WSJP may change at any time and is subject to change without notice. Your APR will not exceed 18% at any time during the term of your account. Rates and terms are subject to change and may be withdrawn without notice. Rates are available to qualified borrowers and loans are subject to credit approval.
A minimum credit score of 620 is required.
* Assets held in Fulton Financial Advisors and/or Fulton Private Bank accounts will be utilized in determining Preferred Pricing thresholds based on the prior day market values of owned or jointly held personal discretionary accounts such as Investment Management Accounts, Revocable Trusts, IRAs and Raymond James Brokerage Accounts. Market Values in Custody, Irrevocable trusts, Retirement Accounts (other than IRAs), Investment HSAs or business/institutional accounts will not be included.
Fulton Financial Advisors and Fulton Private Bank operate through Fulton Bank, N.A. and other subsidiaries of Fulton Financial Corporation. The Advisors at Fulton Financial Advisors and Fulton Private Bank offer a broad array of financial products and trust and retirement services some of which are provided through Raymond James Financial Services, Inc. , an independent and unaffiliated registered broker/dealer, Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. , an unaffiliated investment advisory firm registered with the SEC. Raymond James Financial Services, Inc. is not affiliated with Fulton Private Bank, Fulton Financial Advisors, Fulton Bank, N.A., Fulton Financial Corporation or any of its subsidiaries.
Securities and Insurance products are not a deposit or other obligation of, or guaranteed by the bank or any affiliate of the bank; are not insured by the FDIC or any other state or federal government agency, the bank or an affiliate of the bank; and are subject to investment risk, including the possible loss of value.
At certain places on this site, you may find links to web sites operated by or under the control of third parties. Fulton Financial Corporation or any of its subsidiaries, including Fulton Bank, N.A. (which operates as the following: Fulton Financial Advisors, Fulton Leasing Company, Fulton Private Bank, and Fulton Mortgage Company) do not endorse, approve, certify, or control those external sites and do not guarantee the accuracy or completeness of the information contained on those web sites. Fulton Financial Corporation or its subsidiaries may not be affiliated with organizations or third parties mentioned on the page.
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This bank is insured by the Federal Deposit Insurance Corporation. The FDIC Certificate ID is 7551 . Click on the certificate ID # to confirm this bank's FDIC coverage using the FDIC's Bank Find tool.
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