Source: https://www.teachersfcu.org/rates?field_rate_target_id=143&zip=33602&Go=Go
Read: 2026-10-22T07:24:52.000Z
ZIP: 33602

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CERTIFICATES AND IRAS
Effective Date: October 21, 2026
Certificates** | Minimum Balance | Rate | APY* | | How to Apply
3 Month | $1,000.00 | 3.20% | 3.25% | | Open
6 Month | $1,000.00 | 3.68% | 3.75% | | Open
9 Month | $1,000.00 | 3.68% | 3.75% | | Open
12 Month | $1,000.00 | 3.92% | 4.00% | | Open
13 Month | $1,000.00 | 3.68% | 3.75% | | Open
15 Month | $1,000.00 | 3.20% | 3.25% | | Open
16 Month | $1,000.00 | 3.20% | 3.25% | | Open
18 Month | $1,000.00 | 3.20% | 3.25% | | Open
22 Month | $1,000.00 | 4.40% | 4.50% | | Open
Minimum BalanceCertificate is available for New Money deposits only. New Money is defined as money not currently on deposit or held by Teachers FCU within the previous 12 months. New Money is determined at Teachers FCU's sole discretion.
24 Month | $1,000.00 | 3.44% | 3.50% | | Open
30 Month | $1,000.00 | 2.96% | 3.00% | | Open
36 Month | $1,000.00 | 2.96% | 3.00% | | Open
48 Month | $1,000.00 | 2.96% | 3.00% | | Open
60 Month | $1,000.00 | 2.96% | 3.00% | | Open
Jumbo Certificates** | Minimum Balance | Rate | APY* | | How to Apply
1 Month | $100,000.00 | 2.47% | 2.50% | | Open
2 Month | $100,000.00 | 2.47% | 2.50% | | Open
3 Month | $100,000.00 | 3.20% | 3.25% | | Open
6 Month | $100,000.00 | 3.68% | 3.75% | | Open
8 Month | $100,000.00 | 3.68% | 3.75% | | Open
12 Month | $100,000.00 | 3.92% | 4.00% | | Open
16 Month | $100,000.00 | 2.96% | 3.00% | | Open
Traditional & Roth Individual Retirement Accounts (IRA)** | Minimum Balance | Rate | APY* | | How to Apply
3 Month | $1,000.00 | 3.20% | 3.25% | | 
6 Month | $1,000.00 | 3.68% | 3.75% | | 
9 Month | $1,000.00 | 3.68% | 3.75% | | 
12 Month | $1,000.00 | 3.92% | 4.00% | | 
15 Month | $1,000.00 | 3.92% | 4.00% | | 
18 Month | $1,000.00 | 3.20% | 3.25% | | 
22 Month | $1,000.00 | 3.20% | 3.25% | | 
24 Month | $1,000.00 | 3.44% | 3.50% | | 
30 Month | $1,000.00 | 2.96% | 3.00% | | 
36 Month | $1,000.00 | 2.96% | 3.00% | | 
48 Month | $1,000.00 | 2.96% | 3.00% | | 
60 Month | $1,000.00 | 2.96% | 3.00% | | 
Coverdell Education Savings Accounts** | Minimum Balance | Rate | APY* | | How to Apply
3 Month | $500.00 | 3.20% | 3.25% | | 
6 Month | $500.00 | 3.68% | 3.75% | | 
9 Month | $500.00 | 3.68% | 3.75% | | 
12 Month | $500.00 | 3.92% | 4.00% | | 
15 Month | $500.00 | 3.68% | 3.75% | | 
18 Month | $500.00 | 3.20% | 3.25% | | 
24 Month | $500.00 | 3.44% | 3.50% | | 
30 Month | $500.00 | 2.96% | 3.00% | | 
36 Month | $500.00 | 2.96% | 3.00% | | 
48 Month | $500.00 | 2.96% | 3.00% | | 
60 Month | $500.00 | 2.96% | 3.00% | | 
All rates and terms are subject to change without notice.
* APY: Annual Percentage Yield
** A penalty may be imposed for early withdrawals.
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