Source: https://www.deltacommunitycu.com/home/dividend-rates.html Read: 2026-10-22T10:08:23.000Z Dividend Rates - Delta Community Credit Union
\r\n
\r\n
\"Delta
 
\r\n
\r\n
\r\n
\r\n
\r\n
\r\n\r\n
Open an account Find our Locations & ATMs Contact us today
\r\n
\r\n
\r\n
\r\n\r\n"}}" id="text-aad9a0d9c4" class="cmp-text"> Open an Account Locations & ATMs Contact Us Login Search for: Open an Account Locations & ATMs Contact Us Home About Us About Delta Community Careers Company Culture Events & Seminars Holiday Closings Newsroom Delta Community Newsroom In the News News Releases Publications Speakers Bureau Personal Banking Banking Checking Savings Certificates of Deposit Digital Banking Zelle Credit Cards Visa Platinum Rewards Card Visa Signature Credit Card Balance Transfer Additional Card Benefits Reward Points Loans Loans Overview Car Loans Home Loans Other Vehicle Loans Personal Loans Retirement & Investments About Retirement & Investments Wealth Management Team Life Events Account View Login WealthVision Insurance Auto Homeowners Identity Protection Medicare Supplement Business Business Banking Business Overview Business Checking Business Credit Card Business Savings Business Online Banking Business Benefits Employee Benefits Merchant Services Merchant Services Commercial Commercial Banking Commercial Banking Products & Services Our Team Client Stories Community Community Involvement Community Financial Education Center Member Assistance Programs Partners Philanthropy Credit Union for Kids Delta Air Lines Funds Philanthropic Fund Scholarships HBCU Scholarship Scholarships Knowledge Center Blogs & Media Blog Posts Media Spots Calculators Auto Calculators Credit Calculators Home & Mortgage Calculators Retirement Calculators Savings Calculators Financial Education Events & Seminars Financial Education Center Life Events Security & Privacy Center Card Security Fraud Prevention ID Theft Online and Mobile Security Security Posts Search Search for: Submit Login Open an account Find our Locations & ATMs Contact us today Dividend Rates\r\n

 

\r\n

Certificate of Deposit Accounts

\r\n"}}" id="text-acf51a5ae9" class="cmp-text"> # Dividend Rates ## Certificate of Deposit Accounts Term | Rate | APY* 6 Month | 3.63% | 3.70% | Term: 6 Month Rate: 3.63% APY*: 3.70% 12 Month | 3.92% | 4.00% | Term: 12 Month Rate: 3.92% APY*: 4.00% 24 Month | 3.34% | 3.40% | Term: 24 Month Rate: 3.34% APY*: 3.40% 36 Month | 3.05% | 3.10% | Term: 36 Month Rate: 3.05% APY*: 3.10% 60 Month | 3.10% | 3.15% | Term: 60 Month Rate: 3.10% APY*: 3.15% View Current Certificate of Deposit (CD) Disclosure Supplement

\r\n

Minimum Opening Deposit: $1,000.00
\r\nMinimum Balance: $1,000.00
\r\n*APY = Annual Percentage Yield. Rates subject to change. The APY reflects the assumption that monthly dividends are compounded and remain in the account until maturity, instead of being automatically transferred to your share account.

\r\n

Interest Checking Accounts

\r\n"}}" id="text-9bb443490b" class="cmp-text"> View Current Certificate of Deposit (CD) Disclosure Supplement Minimum Opening Deposit : $1,000.00 Minimum Balance : $1,000.00 *APY = Annual Percentage Yield. Rates subject to change. The APY reflects the assumption that monthly dividends are compounded and remain in the account until maturity, instead of being automatically transferred to your share account. ## Interest Checking Accounts Tier Rate | Rate | APY* $0 > | 0.100% | 0.10% | Tier Rate: $0 > Rate: 0.100% APY*: 0.10% View Interest Checking Disclosure Supplement

\r\n

Health Savings Accounts

\r\n"}}" id="text-ac88f9ff06" class="cmp-text"> View Interest Checking Disclosure Supplement ## Health Savings Accounts Tier Rate | Rate | APY* $0 - $499.99 | 0.30% | 0.30% | Tier Rate: $0 - $499.99 Rate: 0.30% APY*: 0.30% $500.00 - $9,999.99 | 0.30% | 0.30% | Tier Rate: $500.00 - $9,999.99 Rate: 0.30% APY*: 0.30% $10,000.00 - $24,999.99 | 0.35% | 0.35% | Tier Rate: $10,000.00 - $24,999.99 Rate: 0.35% APY*: 0.35% $25,000.00 - $49,999.99 | 0.40% | 0.40% | Tier Rate: $25,000.00 - $49,999.99 Rate: 0.40% APY*: 0.40% $50,000.00 - $99,999.99 | 0.70% | 0.70% | Tier Rate: $50,000.00 - $99,999.99 Rate: 0.70% APY*: 0.70% $100,000.00 - and above | 0.85% | 0.85% | Tier Rate: $100,000.00 - and above Rate: 0.85% APY*: 0.85% View Current Health Savings Account (HSA) Disclosure Supplement

\r\n

Individual Retirement Accounts/Coverdell Educational Savings Accounts

\r\n"}}" id="text-150e4ffa8a" class="cmp-text"> View Current Health Savings Account (HSA) Disclosure Supplement ## Individual Retirement Accounts/Coverdell Educational Savings Accounts Tier Rate | Rate | APY* $0 - $9,999.99 | 0.30% | 0.30% | Tier Rate: $0 - $9,999.99 Rate: 0.30% APY*: 0.30% $10,000.00 - $24,999.99 | 0.35% | 0.35% | Tier Rate: $10,000.00 - $24,999.99 Rate: 0.35% APY*: 0.35% $25,000.00 - $49,999.99 | 0.40% | 0.40% | Tier Rate: $25,000.00 - $49,999.99 Rate: 0.40% APY*: 0.40% $50,000.00 - $99,999.99 | 0.70% | 0.70% | Tier Rate: $50,000.00 - $99,999.99 Rate: 0.70% APY*: 0.70% $100,000.00 - $249,999.99 | 0.85% | 0.85% | Tier Rate: $100,000.00 - $249,999.99 Rate: 0.85% APY*: 0.85% $250,000.00 - $499,999.99 | 1.00% | 1.00% | Tier Rate: $250,000.00 - $499,999.99 Rate: 1.00% APY*: 1.00% $500,000.00 - $999,999.99 | 1.34% | 1.35% | Tier Rate: $500,000.00 - $999,999.99 Rate: 1.34% APY*: 1.35% $1,000,000.00 - and above | 2.13% | 2.15% | Tier Rate: $1,000,000.00 - and above Rate: 2.13% APY*: 2.15% View Current IRA or Coverdell ESA Disclosure Supplement

\r\n

IRA CDs

\r\n"}}" id="text-2127b48e3d" class="cmp-text"> View Current IRA or Coverdell ESA Disclosure Supplement ## IRA CDs Term | Rate | APY* 12 Month | 3.92% | 4.00% | Term: 12 Month Rate: 3.92% APY*: 4.00% 24 Month | 3.34% | 3.40% | Term: 24 Month Rate: 3.34% APY*: 3.40% 36 Month | 3.05% | 3.10% | Term: 36 Month Rate: 3.05% APY*: 3.10% 60 Month | 3.10% | 3.15% | Term: 60 Month Rate: 3.10% APY*: 3.15% View Current Certificate of Deposit (CD) Disclosure Supplement

\r\n

If you currently have an IRA CD at another Financial Institution that you will be transferring to Delta Community, please contact our IRA Department at 404-677-4600, option 2, to speak with an IRA Specialist about the transfer process and the steps to take before your current CD reaches maturity.

\r\n

Money Market Accounts

\r\n"}}" id="text-78a4b71c98" class="cmp-text"> View Current Certificate of Deposit (CD) Disclosure Supplement If you currently have an IRA CD at another Financial Institution that you will be transferring to Delta Community, please contact our IRA Department at 404-677-4600, option 2, to speak with an IRA Specialist about the transfer process and the steps to take before your current CD reaches maturity. ## Money Market Accounts Tier Rate | Rate | APY* $1,000.00 - $9,999.99 | 0.30% | 0.30% | Tier Rate: $1,000.00 - $9,999.99 Rate: 0.30% APY*: 0.30% $10,000.00 - $24,999.99 | 0.35% | 0.35% | Tier Rate: $10,000.00 - $24,999.99 Rate: 0.35% APY*: 0.35% $25,000.00 - $49,999.99 | 0.40% | 0.40% | Tier Rate: $25,000.00 - $49,999.99 Rate: 0.40% APY*: 0.40% $50,000.00 - $99,999.99 | 0.70% | 0.70% | Tier Rate: $50,000.00 - $99,999.99 Rate: 0.70% APY*: 0.70% $100,000.00 - $249,999.99 | 0.85% | 0.85% | Tier Rate: $100,000.00 - $249,999.99 Rate: 0.85% APY*: 0.85% $250,000.00 - $499,999.99 | 1.00% | 1.00% | Tier Rate: $250,000.00 - $499,999.99 Rate: 1.00% APY*: 1.00% $500,000.00 - $999,999.99 | 1.34% | 1.35% | Tier Rate: $500,000.00 - $999,999.99 Rate: 1.34% APY*: 1.35% $1,000,000.00 - and above | 2.13% | 2.15% | Tier Rate: $1,000,000.00 - and above Rate: 2.13% APY*: 2.15% View Current Money Market Disclosure Supplement

\r\n

Savings Accounts

\r\n"}}" id="text-44e3adb34c" class="cmp-text"> View Current Money Market Disclosure Supplement ## Savings Accounts Tier Rate | Rate | APY* $0.01 and up | 0.25% | 0.25% | Tier Rate: $0.01 and up Rate: 0.25% APY*: 0.25% $5.00 minimum deposit required

\r\n

View Savings Account Disclosure Supplement

\r\n

Business Rates

\r\n

Business Checking

\r\n"}}" id="text-d4acdc562e" class="cmp-text"> $5.00 minimum deposit required View Savings Account Disclosure Supplement # Business Rates ## Business Checking Tier Rate | Rate | APY* $0.01 - $999.99 | 0.20% | 0.20% | Tier Rate: $0.01 - $999.99 Rate: 0.20% APY*: 0.20% $1,000.00 - $99,999.99 | 0.20% | 0.20% | Tier Rate: $1,000.00 - $99,999.99 Rate: 0.20% APY*: 0.20% $100,000.00 - and up | 0.25% | 0.25% | Tier Rate: $100,000.00 - and up Rate: 0.25% APY*: 0.25% View current Business Services Disclosure

\r\n

Business Value Checking

\r\n"}}" id="text-878ab3812f" class="cmp-text"> View current Business Services Disclosure ## Business Value Checking Tier Rate | Rate | APY* $.01 and up | 0.00% | 0.00% | Tier Rate: $.01 and up Rate: 0.00% APY*: 0.00% View current Business Services Disclosure

\r\n

Business Money Market Accounts

\r\n"}}" id="text-5b39878a8e" class="cmp-text"> View current Business Services Disclosure ## Business Money Market Accounts Tier Rate | Rate | APY* $0.01 - $24,999.99 | 0.75% | 0.75% | Tier Rate: $0.01 - $24,999.99 Rate: 0.75% APY*: 0.75% $25,000.00 - $99,999.99 | 1.24% | 1.25% | Tier Rate: $25,000.00 - $99,999.99 Rate: 1.24% APY*: 1.25% $100,000.00 - $499,999.99 | 1.83% | 1.85% | Tier Rate: $100,000.00 - $499,999.99 Rate: 1.83% APY*: 1.85% $500,000.00 - $999,999.99 | 2.13% | 2.15% | Tier Rate: $500,000.00 - $999,999.99 Rate: 2.13% APY*: 2.15% $1,000,000.00 - and up | 2.23% | 2.25% | Tier Rate: $1,000,000.00 - and up Rate: 2.23% APY*: 2.25% View current Business Services Disclosure

\r\n

Business Savings Accounts

\r\n"}}" id="text-50134b56aa" class="cmp-text"> View current Business Services Disclosure ## Business Savings Accounts Tier Rate | Rate | APY* $0.01 and $99,999.99 | 0.30% | 0.30% | Tier Rate: $0.01 and $99,999.99 Rate: 0.30% APY*: 0.30% $100,000.00 - and up | 0.35% | 0.35% | Tier Rate: $100,000.00 - and up Rate: 0.35% APY*: 0.35% View current Business Services Disclosure

\r\n

The interest rate and annual percentage yield is accurate as of the first business day of the current month. Rates may change every dividend period as established from time to time by the Credit Union's Board of Directors. Fees could reduce earnings.

\r\n

*APY=Annual Percentage Yield

\r\n"}}" id="text-56fdb9955c" class="cmp-text"> View current Business Services Disclosure The interest rate and annual percentage yield is accurate as of the first business day of the current month. Rates may change every dividend period as established from time to time by the Credit Union's Board of Directors. Fees could reduce earnings. *APY=Annual Percentage Yield

Routing Number: 261071315

\r\n
\r\n

NMLS Number: 401141

\r\n
\r\n

Customer Support: 800-544-3328

\r\n
\r\n
\r\n

\"Equal\"National

\r\n
\r\n
\r\n
Find a Career Membership Eligibility Security Center Privacy Terms of Use Site Map
\r\n
\r\n

©2026 Delta Community Credit Union.

\r\n
\r\n
Like us on Facebook Follow us on Twitter\"X Subscribe to us on YouTube Follow us on Instagram Follow us on LinkedIn
\r\n
\r\n
\r\n
\r\n\r\n
Warning About Third-Party Sites
\r\n
\r\n
You are leaving the Delta Community website. Delta Community does not provide and is not responsible for the product, service, or overall website content available at the following site. Delta Community privacy policies do not apply to linked websites; consult the privacy disclosures on the site for further information.
\r\n
Close Continue
\r\n
\r\n
\r\n
\r\n
Warning About Email
\r\n
\r\n
Please note that email is sent over the public internet. We recommend not sending any personal, confidential or private information in your message.
\r\n
Close Continue
\r\n
\r\n
\r\n
\r\n
EHL
\r\n
\r\n

\"NCUA\"

\r\n

Equal Housing Lender

\r\n
\r\n
Close Visit HUD.gov
\r\n
\r\n
\r\n
\r\n
NCUA
\r\n
\r\n

\"NCUA\"

\r\n

National Credit Union Administration, a U.S. Government Agency

\r\n

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

\r\n
\r\n
Close Visit NCUA.gov
\r\n
\r\n
\r\n
\r\n"}}" id="text-89b9295571" class="cmp-text"> Routing Number: 261071315 NMLS Number: 401141 Customer Support: 800-544-3328 Your Privacy Choices Find a Career Membership Eligibility Security Center Privacy Terms of Use Site Map ©2026 Delta Community Credit Union. Like us on Facebook Follow us on Twitter Subscribe to us on YouTube Follow us on Instagram Follow us on LinkedIn ##### Warning About Third-Party Sites × You are leaving the Delta Community website. Delta Community does not provide and is not responsible for the product, service, or overall website content available at the following site. Delta Community privacy policies do not apply to linked websites; consult the privacy disclosures on the site for further information. Close Continue ##### Warning About Email × Please note that email is sent over the public internet. We recommend not sending any personal, confidential or private information in your message. Close Continue ##### EHL × # Equal Housing Lender Close Visit HUD.gov ##### NCUA × # National Credit Union Administration, a U.S. Government Agency Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Close Visit NCUA.gov