Source: https://www.dfcufinancial.com/personal/Checking-And-Savings/share-certificates
Read: 2026-10-22T10:08:28.000Z

Share Certificates - DFCU Financial
# Share Certificates
#### Solid short- or long-term savings options.
Home / Personal / Checking & Savings / Share Certificates
## Now for a limited time, open an 11-month 4.25% APY 1 Certificate.
### One catch: you're gonna need a bigger piggy bank.
#### Share certificates offer a fixed dividend rate over a specific duration of time.**
Short and long-term options available: 3 month, 6 month, 11 month, 1 year, 2 year, 3 year, 5 year
Dividend compounded and paid quarterly***
Dividends begin to accrue on the business day the funds are deposited
Automatic renewal when your Certificate matures
Balances as low as $1,000 to open
Tiered Rate Structure based on Certificate balances $1,000 to $24,999
$25,000 to $99,999
$100,000 and more
### Printer Friendly Share Certificates
#### 3 month
Tier | APY 1
$1,000 to $24,999 | 3.75%
$25,000 to $99,999 | 3.75%
$100,000 and up | 3.75%
#### 6 month
Tier | APY 1
$1,000 to $24,999 | 4.00%
$25,000 to $99,999 | 4.00%
$100,000 and up | 4.00%
#### 11 month
Tier | APY 1
$1,000 to $24,999 | 4.25%
$25,000 to $99,999 | 4.25%
$100,000 and up | 4.25%
#### 1 year
Tier | APY 1
$1,000 to $24,999 | 3.50%
$25,000 to $99,999 | 3.50%
$100,000 and up | 3.50%
#### 18 month
Tier | APY 1
$1,000 to $24,999 | 3.25%
$25,000 to $99,999 | 3.35%
$100,000 and up | 3.50%
#### 2 year
Tier | APY 1
$1,000 to $24,999 | 4.40%
$25,000 to $99,999 | 4.40%
$100,000 and up | 4.40%
#### 3 year
Tier | APY 1
$1,000 to $24,999 | 3.25%
$25,000 to $99,999 | 3.35%
$100,000 and up | 3.50%
#### 5 year
Tier | APY 1
$1,000 to $24,999 | 3.25%
$25,000 to $99,999 | 3.35%
$100,000 and up | 3.50%
Rates effective as of 10/22/2026
***Dividends on Non-IRA Certificates over $2,500 may be deposited to your checking account, savings account or any non-IRA deposit account.
1 APY = Annual Percentage Yield. APY accurate as of [DATE]. Dividends are paid and compounded quarterly. Dividend rate is based on the principal balance at account opening and will not change during the certificate term. Minimum opening deposit of $1,000 required. Minimum balance to earn APY: $1,000. Fees could reduce earnings on the account. Penalties may apply for early withdrawal. DFCU Financial deposit accounts are federally insured by the National Credit Union Administration (NCUA).
### 11-Month CD at 4.25% APY 1
Take advantage of this special offer today!
Open One Now
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