APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.applebank.com/personal/savings/certificates-of-deposit-in-branch Read: 2026-10-22T12:04:27.000Z % 3.00% APY1 3.00% APY1 2.50% APY1 CDs offer a higher interest rate and APY than most savings accounts or money market accounts, allowing you to earn more money on your deposit. Term | Rate | APY1 3-Month | 2.71% | 2.75% 6-Month | 2.95% | 3.00% 7-Month | 2.95% | 3.00% 9-Month | 2.95% | 3.00% 1-Year | 2.95% | 3.00% 15-Month | 2.47% | 2.50% 18-Month | 2.47% | 2.50% 2-Year | 2.47% | 2.50% 5-Year | 2.47% | 2.50% 3.00% APY1 Based on 3.00% APY1 for a 9-Month Term, *This calculator and information are provided as self-help tools and are for illustrative purposes only. Interest Rates and APY are subject to change, and your actual interest earned may vary. 1 Annual Percentage Yield (APY) stated is effective as of October 1, 2026, and may be changed by the Bank at any time. Rate does not apply to IRA and Business CD accounts. CDs require a $1,000.00 minimum deposit to open and earn the stated APY. Early withdrawal penalty may apply. Select terms available to open online. Please visit Online CDs page for more information. 2 Annual Percentage Yield (APY) stated is effective as of October 1, 2026 and may be changed by the Bank at any time. APY applies to any of the following CD terms: 6 month, 7 month, 8 month, 9 month, 12 month, 13 month, 15 month, and 18 month. APY does not apply to IRA and Business CD accounts. CDs require a $25,000.00 minimum deposit of new money to open and earn the stated APY. New money is money that is not currently on deposit at Apple Bank; funds transferred from an existing Apple Bank account are not eligible. Early withdrawal penalty may apply. This offer may be withdrawn at any time without prior notice.