APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://landmarkcu.com/rates/
Read: 2026-10-22T12:04:58.000Z

Account Type | Dividend Rate | APY 1
Account Type VIP Checking 2 | Dividend Rate 0.05% | APY 1 0.05%
Account Type Rewards Checking 3 | Dividend Rate 0.00% | APY 1 0.00%
Account Type SmartSpend Checking TM | Dividend Rate 0.00% | APY 1 0.00%
Account Type Premium Checking 4 | Dividend Rate 7.25% | APY 1 7.50%
Dividend Rate | APY 5
Dividend Rate 0.05% | APY 5 0.05%
Dividend Rate | APY 6 , 1
Dividend Rate 0.30% | APY 6 , 1 0.30%
Dividend Rate | APY 7
Dividend Rate 0.05% | APY 7 0.05%
Balance (Regular or IRA) | Dividend Rate | APY 8
Balance (Regular or IRA) $1,000,000 or more | Dividend Rate 3.69% | APY 8 3.75%
Balance (Regular or IRA) $500,000 - $999,999.99 | Dividend Rate 2.96% | APY 8 3.00%
Balance (Regular or IRA) $250,000 - $499,999.99 | Dividend Rate 2.96% | APY 8 3.00%
Balance (Regular or IRA) $100,000 - $249,999.99 | Dividend Rate 2.96% | APY 8 3.00%
Balance (Regular or IRA) $75,000 - $99,999.99 | Dividend Rate 2.96% | APY 8 3.00%
Balance (Regular or IRA) $50,000 - $74,999.99 | Dividend Rate 2.86% | APY 8 2.90%
Balance (Regular or IRA) $2,500 - $49,999.99 | Dividend Rate 0.10% | APY 8 0.10%
Balance (Regular or IRA) If account falls below $2,500 | Dividend Rate 0.00% | APY 8 0.00%
Balance (Regular or IRA) | Dividend Rate | APY 9
Balance (Regular or IRA) $10,000 or more | Dividend Rate 0.90% | APY 9 0.90%
Balance (Regular or IRA) Below $10,000 | Dividend Rate 0.10% | APY 9 0.10%
Balance (Regular or IRA) | Dividend Rate | APY 10
Balance (Regular or IRA) $2,400 or more | Dividend Rate 0.50% | APY 10 0.50%
Balance (Regular or IRA) Below $2,400 | Dividend Rate 0.10% | APY 10 0.10%
Maturity Date (Regular, Business or IRA) | Dividend Rate | APY 11
Maturity Date (Regular, Business or IRA) 3 Months | Dividend Rate 0.50% | APY 11 0.50%
Maturity Date (Regular, Business or IRA) 6 Months | Dividend Rate 1.00% | APY 11 1.00%
Maturity Date (Regular, Business or IRA) 9 Months | Dividend Rate 3.45% | APY 11 3.50%
Maturity Date (Regular, Business or IRA) 12 months | Dividend Rate 4.31% | APY 11 4.40%
Maturity Date (Regular, Business or IRA) 18 months | Dividend Rate 4.31% | APY 11 4.40%
Maturity Date (Regular, Business or IRA) 2 Years | Dividend Rate 4.31% | APY 11 4.40%
Maturity Date (Regular, Business or IRA) 3 Years | Dividend Rate 4.31% | APY 11 4.40%
Maturity Date (Regular, Business or IRA) 4 Years | Dividend Rate 4.31% | APY 11 4.40%
Maturity Date (Regular, Business or IRA) 5 Years | Dividend Rate 4.31% | APY 11 4.40%
Product | Dividend Rate 12 | APY 13
Product Free Business Checking Plus Dividends | Dividend Rate 12 0.05% | APY 13 0.05%
Product Business 250 Checking Plus Dividends | Dividend Rate 12 0.05% | APY 13 0.05%
Product Business 600 Checking Plus Dividends | Dividend Rate 12 0.05% | APY 13 0.05%
Product Free Community Checking Plus Dividends | Dividend Rate 12 0.05% | APY 13 0.05%
Dividend Rate | APY 1
Dividend Rate 0.05% | APY 1 0.05%
Account Balance | Dividend Rate 14 | APY 15
Account Balance | Dividend Rate 14 0.00% | APY 15 0.00%
Account Balance $2,500 - $9,999 | Dividend Rate 14 0.40% | APY 15 0.40%
Account Balance $10,000 - $24,999 | Dividend Rate 14 0.40% | APY 15 0.40%
Account Balance $25,000 - $49,999 | Dividend Rate 14 0.40% | APY 15 0.40%
Account Balance $50,000 - $99,999 | Dividend Rate 14 1.98% | APY 15 2.00%
Account Balance $100,000 - $249,999 | Dividend Rate 14 2.47% | APY 15 2.50%
Account Balance $250,000 - $10 MM | Dividend Rate 14 2.96% | APY 15 3.00%
Model Year | Term | APR 16 | Pmt/$1,000 17
Model Year 2026 & 2025 | Term Up to 36 | APR 16 5.34% | Pmt/$1,000 17 $31.06
Model Year 2026 & 2025 | Term 48 Months | APR 16 5.59% | Pmt/$1,000 17 $24.25
Model Year 2026 & 2025 | Term 63 Months | APR 16 5.84% | Pmt/$1,000 17 $19.44
Model Year 2026 & 2025 | Term 75 Months | APR 16 6.34% | Pmt/$1,000 17 $17.18
Model Year 2026 & 2025 | Term 84 Months | APR 16 7.24% | Pmt/$1,000 17 $16.24
Model Year 2024 | Term 36 Months | APR 16 5.39% | Pmt/$1,000 17 $31.08
Model Year 2024 | Term 48 Months | APR 16 5.64% | Pmt/$1,000 17 $24.27
Model Year 2024 | Term 63 Months | APR 16 5.89% | Pmt/$1,000 17 $19.47
Model Year 2024 | Term 75 Months | APR 16 6.39% | Pmt/$1,000 17 $17.21
Model Year 2024 | Term 84 Months | APR 16 7.29% | Pmt/$1,000 17 $16.27
Model Year 2023 | Term 36 Months | APR 16 5.39% | Pmt/$1,000 17 $31.08
Model Year 2023 | Term 48 Months | APR 16 5.64% | Pmt/$1,000 17 $24.27
Model Year 2023 | Term 63 Months | APR 16 5.89% | Pmt/$1,000 17 $19.47
Model Year 2023 | Term 75 Months | APR 16 6.39% | Pmt/$1,000 17 $17.21
Model Year 2023 | Term 84 Months | APR 16 7.29% | Pmt/$1,000 17 $16.27
Model Year 2022 | Term 36 Months | APR 16 5.39% | Pmt/$1,000 17 $31.08
Model Year 2022 | Term 48 Months | APR 16 5.64% | Pmt/$1,000 17 $24.27
Model Year 2022 | Term 63 Months | APR 16 5.89% | Pmt/$1,000 17 $19.47
Model Year 2022 | Term 75 Months | APR 16 6.39% | Pmt/$1,000 17 $17.21
Model Year 2021 | Term 36 Months | APR 16 5.64% | Pmt/$1,000 17 $31.20
Model Year 2021 | Term 48 Months | APR 16 5.89% | Pmt/$1,000 17 $24.39
Model Year 2021 | Term 63 Months | APR 16 6.19% | Pmt/$1,000 17 $19.61
Model Year 2020 & 2019 | Term 36 Months | APR 16 6.54% | Pmt/$1,000 17 $31.62
Model Year 2020 & 2019 | Term 48 Months | APR 16 6.74% | Pmt/$1,000 17 $24.79
Model Year 2018-2007 | Term 36 Months | APR 16 6.74% | Pmt/$1,000 17 $31.71
Model Year 2018-2007 | Term 48 Months | APR 16 7.24% | Pmt/$1,000 17 $25.03
Model Year | Term | APR 16 | Pmt/$1,000 17
Model Year 2026 -2025 | Term Up to 63 months | APR 16 8.89% | Pmt/$1,000 17 $20.74
Model Year 2026 -2025 | Term 72 (≥$10,000 MSRP) | APR 16 9.19% | Pmt/$1,000 17 $18.96
Model Year 2024 & Older | Term Up to 63 months | APR 16 9.19% | Pmt/$1,000 17 $20.90
Model Year 2024 & Older | Term 72 (≥$10,000 MSRP) | APR 16 9.49% | Pmt/$1,000 17 $19.11
Term | Loan Amount | APR 16 | Pmt/$1,000 17
Term Up to 63 months | Loan Amount | APR 16 8.05% | Pmt/$1,000 17 $20.94
Term 84 | Loan Amount (≥$10,000) | APR 16 9.25% | Pmt/$1,000 17 $17.29
Term 120 | Loan Amount (≥$20,000) | APR 16 10.25% | Pmt/$1,000 17 $14.53
Term 180 | Loan Amount (≥$20,000) | APR 16 10.30% | Pmt/$1,000 17 $12.24
Term | Loan Amount | APR 16 | Pmt/$1,000 17
Term Up to 84 months | Loan Amount (≥$10,000) | APR 16 10.40% | Pmt/$1,000 17 $17.90
Term 120 | Loan Amount (≥$20,000) | APR 16 11.40% | Pmt/$1,000 17 $15.21
Term 180 | Loan Amount (≥$20,000) | APR 16 13.00% | Pmt/$1,000 17 $13.63
Term | APR 16 | Pmt/$1,000 17
Term Up to 60 months | APR 16 12.25% | Pmt/$1,000 17 $23.42
Term | APR 18 | Pmt/$1,000
Term Up to 60 months | APR 18 7.29% | Pmt/$1,000 $19.94
Term 84 | APR 18 7.84% | Pmt/$1,000 $15.51
Term 120 | APR 18 8.29% | Pmt/$1,000 $12.29
Term 180 | APR 18 8.64% | Pmt/$1,000 $9.93
Term 240 | APR 18 9.75% | Pmt/$1,000 $9.49
Current Rate 6.00% APR 19
Term | Rate | APR | Points | Pmt 20
Term 8 Year | Rate 6.85% | APR 6.85% | Points 0.00% | Pmt 20 $13.56
Term 10 Year | Rate 6.95% | APR 6.95% | Points 0.00% | Pmt 20 $11.59
Term 12 Year | Rate 7.05% | APR 7.05% | Points 0.00% | Pmt 20 $10.32
Term | Rate | APR | Points | Pmt 20
Term 30 Year | Rate 7.375% | APR 7.467% | Points 0.00% | Pmt 20 $6.91
Term 20 Year | Rate 7.000% | APR 7.115% | Points 0.00% | Pmt 20 $7.75
Term 15 Year | Rate 6.750% | APR 6.891% | Points 0.00% | Pmt 20 $8.85
Term 10 Year | Rate 6.750% | APR 6.948% | Points 0.00% | Pmt 20 $11.48
Type | Rate | APR | Points | Pmt 22
Type 3 Year ARM | Rate 6.375% | APR 7.104% | Points 0.00% | Pmt 22 $6.24
Type 5 Year ARM | Rate 6.750% | APR 7.133% | Points 0.00% | Pmt 22 $6.49
Type 7 Year ARM | Rate 7.000% | APR 7.206% | Points 0.00% | Pmt 22 $6.65
Type | Rate 23 | APR | Points | Pmt 24
Type 3 Year ARM | Rate 23 6.375% | APR 7.139% | Points 0.00% | Pmt 24 $6.31
Type 5 Year ARM | Rate 23 6.750% | APR 7.149% | Points 0.00% | Pmt 24 $6.56
Type | Rate | APR | Points | Pmt 22
Type 3 Year ARM | Rate 7.500% | APR 7.403% | Points 0.00% | Pmt 22 $6.99
[1] APY is Annual Percentage Yield
[2] Interest is paid in the form of dividends. APY is variable and subject to change. APY is accurate as of October 15, 2026. Dividends are paid on the entire daily balance whenever it is $2,500 or more. Minimum deposit required to open a checking account is $35. Fees may reduce earnings.
[4] Premium Checking base rate is 0% APY. Premium Checking Accounts with eDocuments (valid email address required) and direct deposit earn 7.50% APY on balances up to $500. The APY on balances over $500 may range from 7.50% - .06% depending on the account balance. APY is variable and subject to change. APY is accurate as of October 15, 2026. Direct deposit is defined as a minimum of $250 per month in regular periodic deposits from an employer, payroll provider, gig economy payer (e.g. Door Dash, Uber, Postmates), pension or government benefits provider deposited into your Premium Checking Account via the ACH system. Transfers from other Landmark accounts, ACH transfers from other financial institutions, peer-to-peer payments (e.g. Venmo, PayPal), merchant transactions (e.g. Stripe, Square), and mobile check deposits do not qualify as direct deposits. One Premium Checking Account per member. Minimum deposit required to open a checking account is $35. Fees may reduce earnings.
[5] APY is Annual Percentage Yield. APY is variable and subject to change. APY is accurate as of October 15, 2026. Fees may reduce earnings
[6] APY is variable and subject to change. This account is subject to IRS rules governing HSAs. IRS penalties may apply to certain withdrawals. Fees may reduce earnings.
[7] APY is variable and subject to change. APY is accurate as of October 15, 2026. $5.00 minimum opening deposit required.
[8] Rates are variable and subject to change. Some tiers may earn the same APY. APY is subject to change based on balance tier. APY is accurate as of October 15, 2026. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance. Minimum opening deposit of $2,500 required. Fees imposed on accounts will reduce actual earnings.
[9] Rates are variable and subject to change. APY is accurate as of October 15, 2026. $10,000 minimum daily balance required to obtain the disclosed APY. Fees imposed on accounts will reduce actual earnings. Minimum opening deposit of $10,000 required. Fees imposed on accounts will reduce actual earnings.
[10] Rates are variable and subject to change. APY is accurate as of October 15, 2026. $2,400 minimum daily balance required to obtain the disclosed APY. Fees imposed on accounts will reduce actual earnings. Minimum opening deposit of $2,400 required. Fees imposed on accounts will reduce actual earnings.
[11] APY is Annual Percentage Yield. Rates and terms subject to change without notice. Rates effective as of October 15, 2026. Personal accounts only. There is a penalty for early certificate withdrawal. Fees imposed on accounts will reduce actual earnings. Minimum balance to open certificate is $500. Financial institutions and public funds are ineligible.
[14] Signature Business Money Market has the following balance tiers and corresponding rates: $2,500-$9,999.99 (0.40% APY); $10,000-$24,999.99 (0.40% APY); $25,000-$49,999.99 (0.40% APY); $50,000-$99,999.99 (2.00% APY); $100,000-$249,999.99 (2.50% APY); $250,000-$10MM (3.00% APY). Rates are variable and effective as of October 15, 2026. Some tiers may earn the same APY; APY is subject to change based on balance tier. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance. Minimum balance to open the Signature Business Money Market is $2,500. If balance falls below the minimum, the account will be assessed a monthly minimum balance fee and will earn no interest until the minimum balance requirement is met. Fees may reduce earnings on account.
[15] APY is Annual Percentage Yield. Rates and terms subject to change without notice. Rates effective as of October 15, 2026. Personal accounts only. There is a penalty for early certificate withdrawal. Fees imposed on accounts will reduce actual earnings. A penalty may be imposed for early withdrawal. Minimum balance to open certificate is $500. Financial institutions and public funds are ineligible
[18] Fixed rates shown are available for owner-occupied primary residences with loans up to 80% Loan-to-Value (LTV) and credit scores of 680 or higher. Additional rates and terms are available. Applicants with credit scores under 680 may still be eligible for a fixed rate loan with LTV to up to 80%. Minimum loan amounts apply. Consumer loan rates based upon qualified credit. Loans and rates are subject to credit approval. All rates and terms are subject to change without notice. Excludes Landmark refinances. To calculate estimated monthly payment, multiply the payment amount shown by the mortgage amount in thousands. For example, 60-month 6.84% loan for $150,000 would be: 150 X $19.73= $2,959.50 per month. Actual payments will be higher with taxes, property insurance and, if applicable, private mortgage insurance.
[19] Current Rate available on loans for owner-occupied primary residences with loans up to 70% Loan-to-Value (LTV) and credit scores of 740 or higher. Other restrictions may apply. Annual Percentage Rate (APR) is variable and set at Prime (recently 7.00%) minus 1.00 percentage points, or 3.99% APR, whichever is higher. Rate is subject to change on the first business day following any change in the Prime Rate as published in the Wall Street Journal. Interest-only payments are available for the first 10 years from the date the HELOC was opened; outstanding balance will then amortize based on the variable rate to be repaid in monthly payments over 180 months. Maximum rate 20% and the APR will never fall below 3.99%. If the line of credit is closed within the first 2 years, an early termination fee of $200 applies. For loan amounts over $400,000, fees the member is responsible for are property valuation, property condition report, title letter report, and recording fee. These fees typically range between $149 - $1,000 depending on the number of units, occupancy status, and the amount of the credit line requested. Additional loan programs may be available based on creditworthiness. Homeowner’s insurance on the property securing this plan is required. All loans subject to approval. Offer is subject to change or cancellation without notice.
[21] Adjustment could occur after initial term. Adjustment is based on 1-year CMT plus margin of 2.75%. Maximum annual adjustment is 2%; maximum adjustment over the life of the loan is 6%.
[23] Rate is variable. Down payment as low as 10%. Interest-only payments available during construction period (12 months);after, the loan will be amortized over 348 months (12-month construction period). Rate adjustment could occur after the initial term (3, 5, or 7 years) and annually thereafter based on 1-year CMT rate; loan rate is calculated by adding a margin of 2.75%. Rate will not increase more than 2% in any given year and more than 6% total over the loan term. No conversion option. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. Application Fee of $655 is required. Available on single family, detached homes, owner-occupied upon completion. Additional restrictions may apply. Rates and terms are subject to change at any time and without notice.