APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.newtekbank.com/certificate-of-deposit/ Read: 2026-10-22T12:05:07.000Z Limited Time 6 Month CD 4.30 APY -- 1 Month CD 4.60 APY % 3 Month CD 4.60 APY % --> Limited Time 6 Month CD 4.30 APY % --> 9 Month CD 4.30 APY % -- 12 Month CD 4.10 APY % -- 13 Month CD 4.30 APY % 15 Month CD 4.00 APY % -- 18 Month CD 3.90 APY % 24 Month CD 3.80 APY % 36 Month CD 3.80 APY % 48 Month CD 2.00 APY % 60 Month CD 2.00 APY % --> --> --> 6 Month CD --> 4.30 APY --> Open Now --> --> --> --> Limited Time --> --> 9 MONTH CD --> 4.30 APY --> Open Now --> --> Limited Time --> 6 Month CD 4.30 APY % Limited Time --> 9 Month CD 4.30 APY % 9 Month CD 4.30 APY Open Now --> 12 Month CD 4.10 APY Open Now 18 Month CD 3.90 APY % --> --> --> --> 6 Month CD --> --> APY --> % --> --> --> Open Now --> --> --> --> 9 Month CD --> --> APY --> % --> --> --> Open Now --> --> --> --> 12 Month CD --> --> APY --> % --> --> --> Open Now --> --> --> --> --> 13 Month CD --> --> APY --> % --> --> --> --> --> 24 Month CD 3.80 APY % 36 Month CD 3.80 APY % 48 Month CD 2.00 APY % 60 Month CD 2.00 APY % ## Earn 5.00% Interest with Variable CD is 5.00% APY . The Annual Percentage Yield (APY) of 5.00% for the Variable Rate 24 Month CD is effective and accurate as of 10/01/24. Rates subject to change. This is a variable rate account and the rate may change once per month at the first of the month. The rate will be ten basis points over the current 1-Month US Treasury Constant Maturity rate. Minimum balance to open the account and obtain the advertised APY is $50,000. Maximum opening deposit is $220,000. Fees may reduce earnings. Early withdrawal penalties may be imposed