APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://bell.bank/banking/rates Read: 2026-10-22T13:07:20.000Z Type & Term | Interest Rate | APY | Interest Rate | APY | Payment Frequency Daily Balance of | $500 - $99,999 | $500 - $99,999 | $99,999.01 or more | $99,999.01 or more 7 Month CD Special | 4.25% | 4.29% | 4.30% | 4.34% | Maturity 17 Month CD Special | 4.25% | 4.30% | 4.30% | 4.35% | Semiannually and at Maturity 27 Month CD Special | 4.25% | 4.25% | 4.30% | 4.30% | Annually and at Maturity 3 Month (91 Day) CD | 3.75% | 3.80% | 3.80% | 3.85% | Maturity 6 Month (182 Day) CD | 3.75% | 3.79% | 3.80% | 3.84% | Maturity 1 year (12 Month) CD | 3.75% | 3.75% | 3.80% | 3.80% | Maturity 18 Month CD | 3.75% | 3.79% | 3.80% | 3.84% | Semiannually 2 Year (24 Month) CD | 3.75% | 3.75% | 3.80% | 3.80% | Annually 3 Year (36 Month) CD | 3.75% | 3.75% | 3.80% | 3.80% | Annually 5 Year (60 Month) CD | 3.75% | 3.75% | 3.80% | 3.80% | Annually Annual percentage yield (APY) effective as of today’s date. $500 minimum balance required to earn the disclosed APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. There may be a penalty for early withdrawal.