APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.bankplus.net/personal/bank/products/certificates-of-deposit Read: 2026-10-22T13:34:03.000Z Certificates of Deposit | Open an Account | BankPlus Skip to main content Interest Credited | Annual Percentage Yield (APY)* 1, 2 | CD Term | Minimum Deposit Required Maturity | 0.05% | 30 Days | $1,000 Maturity | 0.10% | 90 Days | $1,000 Maturity | 0.15% | 180 Days | $1,000 Quarterly | 0.20% | 1 Year | $1,000 Quarterly | 0.25% | 2 Years | $1,000 Quarterly | 0.35% | 3 Years | $1,000 Quarterly | 0.45% | 4 Years | $1,000 Quarterly | 0.55% | 5 Years | $1,000 * APY Current as of