APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.desertfinancial.com/en/rates
Read: 2026-10-22T13:34:02.000Z

Rates | Desert Financial Skip to Main Content
*:first-child]:min-w-[46%]"> Mortgage Purchase
6.50%
6.813%
1.125%
6.50%
6.813%
31.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
7.125%
7.325%
1.125%
7.125%
7.325%
31.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
6.25%
6.814%
1.125%
6.25%
6.814%
31.00%
* Estimated monthly payment of $ 1,859 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $1,979.06, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
6.375%
6.895%
1.500%
6.375%
6.895%
31.00%
* Estimated monthly payment of $ 1,883 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $1,975.74, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
6.875%
7.798%
1.000%
6.875%
7.798%
3.50%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
6.625%
6.854%
1.000%
6.625%
6.854%
30.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
7.125%
7.283%
1.125%
7.125%
7.283%
30.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
6.50%
6.863%
1.000%
6.50%
6.863%
30.00%
* Estimated monthly payment of $ 5,309 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $5,557.63, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
6.50%
6.855%
1.375%
6.50%
6.855%
30.00%
* Estimated monthly payment of $ 5,309 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $5,543.71, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-147"> 15 Year Fixed Rate
6.50%
6.813%
1.125%
6.50%
6.813%
31.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-144"> 30 Year Fixed Rate
7.125%
7.325%
1.125%
7.125%
7.325%
31.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-218"> 5/6 ARM
6.25%
6.814%
1.125%
6.25%
6.814%
31.00%
* Estimated monthly payment of $ 1,859 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $1,979.06, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-219"> 7/6 ARM
6.375%
6.895%
1.500%
6.375%
6.895%
31.00%
* Estimated monthly payment of $ 1,883 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $1,975.74, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-192"> FHA 30 Year Fixed
6.875%
7.798%
1.000%
6.875%
7.798%
3.50%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-213"> Jumbo 15 Year Fixed Rate
6.625%
6.854%
1.000%
6.625%
6.854%
30.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-214"> Jumbo 30 Year Fixed Rate
7.125%
7.283%
1.125%
7.125%
7.283%
30.00%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-220"> Jumbo 5/6 ARM
6.50%
6.863%
1.000%
6.50%
6.863%
30.00%
* Estimated monthly payment of $ 5,309 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $5,557.63, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-221"> Jumbo 7/6 ARM
6.50%
6.855%
1.375%
6.50%
6.855%
30.00%
* Estimated monthly payment of $ 5,309 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $5,543.71, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
Fixed & ARM Loans - Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%]"> Mortgage Refi
6.50%
6.813%
1.125%
6.50%
6.813%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
7.125%
7.325%
1.125%
7.125%
7.325%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
6.25%
6.814%
1.125%
6.25%
6.814%
* Estimated monthly payment of $ 1,859 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $1,979.06, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
6.375%
6.895%
1.500%
6.375%
6.895%
* Estimated monthly payment of $ 1,883 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $1,975.74, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
6.875%
7.798%
1.000%
6.875%
7.798%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
6.625%
6.854%
1.000%
6.625%
6.854%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
7.125%
7.283%
1.125%
7.125%
7.283%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
6.50%
6.863%
1.000%
6.50%
6.863%
* Estimated monthly payment of $ 5,309 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $5,557.63, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
6.50%
6.855%
1.375%
6.50%
6.855%
* Estimated monthly payment of $ 5,309 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $5,543.71, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-209"> 15 Year Fixed Rate
6.50%
6.813%
1.125%
6.50%
6.813%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-208"> 30 Year Fixed Rate
7.125%
7.325%
1.125%
7.125%
7.325%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-222"> 5/6 ARM
6.25%
6.814%
1.125%
6.25%
6.814%
* Estimated monthly payment of $ 1,859 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $1,979.06, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-223"> 7/6 ARM
6.375%
6.895%
1.500%
6.375%
6.895%
* Estimated monthly payment of $ 1,883 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $1,975.74, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-212"> FHA 30 Year Fixed
6.875%
7.798%
1.000%
6.875%
7.798%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-215"> Jumbo 15 Year Fixed Rate
6.625%
6.854%
1.000%
6.625%
6.854%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-216"> Jumbo 30 Year Fixed Rate
7.125%
7.283%
1.125%
7.125%
7.283%
Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-224"> Jumbo 5/6 ARM
6.50%
6.863%
1.000%
6.50%
6.863%
* Estimated monthly payment of $ 5,309 applies to the initial 5-year period. After the initial 5-year period, the estimated monthly payment is $5,557.63, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
*:first-child]:min-w-[46%] hover:bg-tertiary-light js-expandable" data-product-details-id="product-details-225"> Jumbo 7/6 ARM
6.50%
6.855%
1.375%
6.50%
6.855%
* Estimated monthly payment of $ 5,309 applies to the initial 7-year period. After the initial 7-year period, the estimated monthly payment is $5,543.71, calculated using a reasonably current index plus margin, and may adjust every 6 months thereafter. Estimated monthly payment does not include taxes and insurance, which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed, which could increase the monthly payment and APR.
Fixed & ARM Loans - Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
*:first-child]:min-w-[46%]"> Rate Description
5.99%
7.50%
7.50%
7.625%
7.75%
7.875%
8.00%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-176"> Home Equity Line of Credit - First 12-month Promo Rate (fixed)
5.99%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-52"> Home Equity Line of Credit - After first 12 months (variable)
7.50%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-201"> Home Equity Line of Credit - Fixed Rate Option
7.50%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-202"> Home Equity Line of Credit - Fixed Rate Option
7.625%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-203"> Home Equity Line of Credit - Fixed Rate Option
7.75%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-204"> Home Equity Line of Credit - Fixed Rate Option
7.875%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-205"> Home Equity Line of Credit - Fixed Rate Option
8.00%
Rates valid on {current-date}. APR = Annual Percentage Rate. Promotional APR applies only to new Home Equity Lines of Credit (HELOC) with a minimum loan amount of $10,000, and a maximum loan-to-value (LTV) of 80%. Members who have closed an existing Desert Financial HELOC in the last 12 months are not eligible to receive the promotional APR on a new HELOC on that same property. $50 annual fee applies; waived for Rewards+ members. Visit DesertFinancial.com/Terms for full Relationship Rewards details. Promotional APR is fixed for initial 12 months of the term. On the first calendar day of the 13 th month following loan closing date, APR will convert to the variable rate plan as described in the applicable loan documents. Subsequent APR may vary based on the index rate, plus a margin. Index rate is based on the Prime Rate as published in the Wall Street Journal. On October 1 st , 2026, that index was 7.00 %; resulting APR with a 0.50% margin is 7.50 %. APR will never exceed 24.00%. "As low as" rate assumes excellent borrower credit history and a loan amount of $75,000 or more. Alternative rates and terms are available. Actual rates and APRs dependent on credit history, type of product, loan term and loan-to-value (LTV), occupancy and type of collateral. This line has a 10-year draw period. Minimum monthly payment will be principal and interest amortized over a 30-year repayment term. NMLS ID#509455. For current rates visit DesertFinancial.com/Rates .
*:first-child]:min-w-[46%]"> Product Type
5.84%
5.84%
5.84%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-2"> New Auto
5.84%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-227"> Used Auto
5.84%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-31"> Auto Refinance
5.84%
*:first-child]:min-w-[46%]"> Product Name
9.25%
12.50%
9.25%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-8"> Marine
9.25%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-27"> Motorcyles/ATVs
12.50%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-17"> Recreational Vehicles
9.25%
*:first-child]:min-w-[46%]"> Product Type
11.99%
12.49%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-20"> Signature Loan (Minimum loan amount of $1,000)
11.99%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-22"> Variable Rate Line of Credit
12.49%
*:first-child]:min-w-[46%]"> Product Type
APY¹
Min. Balance to Earn APY
APY¹
0.10%
0.10%
Min. Balance to Earn APY
APY¹
2.25%
2.23%
Min. Balance to Earn APY
APY¹
0.10%
0.10%
Min. Balance to Earn APY
APY¹
0.10%
0.10%
Min. Balance to Earn APY
*:first-child]:min-w-[46%] " data-product-details-id="product-details-66"> Membership Savings
0.10%
0.10%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-67"> IRA and Health Savings
2.25%
2.23%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-68"> Holiday Savings
0.10%
0.10%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-118"> Savings
0.10%
0.10%
1 Annual Percentage Yield (APY) is accurate as of {current-date}. Rates are subject to change without notice and may change after the account is opened. For complete account terms and conditions, refer to our Statements of Terms, Conditions and Disclosures .
*:first-child]:min-w-[46%]"> Money Market - Balance range to earn APY
APY¹
Money Market - Balance range to earn APY
APY¹
0.75%
0.75%
Money Market - Balance range to earn APY
APY¹
0.85%
0.85%
Money Market - Balance range to earn APY
APY¹
1.00%
1.00%
Money Market - Balance range to earn APY
APY¹
1.60%
1.59%
Money Market - Balance range to earn APY
APY¹
2.25%
2.23%
Money Market - Balance range to earn APY
APY¹
2.75%
2.72%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-126"> $2,000-$9,999
0.75%
0.75%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-127"> $10,000-$24,999
0.85%
0.85%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-128"> $25,000-$49,999
1.00%
1.00%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-129"> $50,000-$99,999
1.60%
1.59%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-130"> $100,000-$249,999
2.25%
2.23%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-131"> $250,000+
2.75%
2.72%
1 Annual Percentage Yield (APY) is accurate as of {current-date}. Rates are subject to change without notice and may change after the account is opened. Fees could reduce the earnings on the account. For complete account terms and conditions, refer to our Statements of Terms, Conditions and Disclosures .
*:first-child]:min-w-[46%]"> Jumbo Money Market¹
APY²
APY²
3.25%
3.20%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-231"> $100,000+
3.25%
3.20%
2 Annual Percentage Yield (APY) is accurate as of {current-date}. Rate is variable, may change after the account is opened, and is subject to change.
*:first-child]:min-w-[46%]"> Term - $1,000 Min. Balance to earn APY
APY¹
Term - $1,000 Min. Balance to earn APY
APY¹
3.65%
3.59%
Term - $1,000 Min. Balance to earn APY
APY¹
3.75%
3.69%
Term - $1,000 Min. Balance to earn APY
APY¹
3.80%
3.74%
Term - $1,000 Min. Balance to earn APY
APY¹
3.85%
3.78%
Term - $1,000 Min. Balance to earn APY
APY¹
3.90%
3.83%
Term - $1,000 Min. Balance to earn APY
APY¹
3.95%
3.88%
Term - $1,000 Min. Balance to earn APY
APY¹
4.00%
3.93%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-55"> 6 Months
3.65%
3.59%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-95"> 1 Year
3.75%
3.69%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-96"> 18 Months
3.80%
3.74%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-97"> 2 Years
3.85%
3.78%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-61"> 3 Years
3.90%
3.83%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-59"> 4 Years
3.95%
3.88%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-99"> 5 Years
4.00%
3.93%
1 APY = Annual Percentage Yield. Rate effective as of {current-date} . $1,000 minimum balance required to earn dividends. A penalty for early withdrawal may be imposed. Fees may reduce earnings.
*:first-child]:min-w-[46%]"> Term - $100,000 Min. Balance to earn APY
APY¹
Term - $100,000 Min. Balance to earn APY
APY¹
3.70%
3.64%
Term - $100,000 Min. Balance to earn APY
APY¹
3.80%
3.74%
Term - $100,000 Min. Balance to earn APY
APY¹
3.85%
3.78%
Term - $100,000 Min. Balance to earn APY
APY¹
3.90%
3.83%
Term - $100,000 Min. Balance to earn APY
APY¹
3.95%
3.88%
Term - $100,000 Min. Balance to earn APY
APY¹
4.00%
3.93%
Term - $100,000 Min. Balance to earn APY
APY¹
4.05%
3.98%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-100"> 6 Months
3.70%
3.64%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-101"> 1 Year
3.80%
3.74%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-102"> 18 Months
3.85%
3.78%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-103"> 2 Years
3.90%
3.83%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-58"> 3 Years
3.95%
3.88%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-105"> 4 Years
4.00%
3.93%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-60"> 5 Years
4.05%
3.98%
Annual Percentage Yield (APY) is accurate as of {current-date} . Interest rates and APYs are fixed for the term of the certificate and are determined by the length of the term. Dividends are credited and compounded monthly on the last day of the month. Early withdrawal penalties may apply. Fees could reduce the earnings on the account. For complete account terms and conditions, refer to our Statements of Terms, Conditions and Disclosures .
*:first-child]:min-w-[46%]"> TERM - $1,000 MIN. BALANCE TO EARN APY
APY¹
TERM - $1,000 MIN. BALANCE TO EARN APY
APY¹
3.80%
3.74%
*:first-child]:min-w-[46%] " data-product-details-id="product-details-56"> 1 Year
3.80%
3.74%
Annual Percentage Yield (APY) is accurate as of {current-date} . Interest rate and APY is fixed for the term of the certificate. Dividends are credited and compounded monthly on the last day of the month. Early withdrawal penalties may apply. Fees could reduce the earnings on the account. For complete account terms and conditions, refer to our Statements of Terms, Conditions and Disclosures .