APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://cloud.engage.1stsource.com/cd-rates-specials Read: 2026-10-22T13:34:03.000Z 8 month SPECIAL 3.85% APY $500 Minimum deposit Early withdrawal penalties may apply * Open Online More details > 15 month SPECIAL 4.00% APY $500 Minimum deposit Early withdrawal penalties may apply * Open Online More details > Today's CD Rates Term APY Minimum 8 month SPECIAL | 3.85% | $500 15 month SPECIAL | 4.00% | $500 7 day | 0.06% | $25000 32 day | 0.07% | $2500 91 day | 0.08% | $2500 182 day | 0.10% | $2500 1 year | 0.30% | $500 18 month | 0.30% | $500 2 year | 0.37% | $500 3 year | 0.50% | $500 4 year | 0.55% | $500 5 year | 0.65% | $500 6 year | 0.65% | $500 The Annual Percentage Yield (APY) is effective as of Oct 21, 2026. * 8 months @ 3.85% APY limited time only, rate is subject to change * 15 months @ 4.00% APY limited time only, rate is subject to change Annual Percentage Yield (APY) assumes the interest is compounded annually and at maturity. Substantial penalty for early withdrawal. Upon renewal, then-current rates apply. Offer cannot be combined with any other promotion, bonus rate, or coupon and may be purchased with U. S. dollars only. © 2026 100 N Michigan Street South Bend, IN 46601 Member FDIC | Equal Housing Lender Privacy Policy | Terms of Use