APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://oceanfirst.com/rates/savings-cds-rates Read: 2026-10-22T13:34:13.000Z Savings & CDs Rates | OceanFirst Bank Skip to Content Welcome Flushing Bank! For FAQs and ongoing support information, please visit our Conversion Hub . Balance | Interest Rates | APY (Annual Percentage Yield) | Minimum To Open $0.01 + | 0.03% | 0.03% | $100 Balance | Interest Rates | APY (Annual Percentage Yield) | Minimum To Open $0.01 + | 0.03% | 0.03% | $10 Balance | Interest Rates | APY (Annual Percentage Yield) | Minimum To Open $0.01 + | 0.03% | 0.03% | $25 Term | APY (Annual Percentage Yield) | Rate | Minimum to Open 6 Month | 0.05% | 0.05% | $500 1 Year | 0.10% | 0.10% | $500 18 Month | 0.15% | 0.15% | $500 3 Year | 0.20% | 0.20% | $500 5 year | 0.30% | 0.30% | $500 7 Year | 0.50% | 0.50% | $500 Balance | Interest Rates | APY (Annual Percentage Yield) $0 - $49,999.99 | 0.03% | 0.03% $50,000+ | 0.05% | 0.05%