APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.starone.org/rates/certificate-account-rates-terms Read: 2026-10-22T13:34:18.000Z Certificate Account Rates and Terms | Star One Item | Dividend Rate (%) | Annual Percentage Yield (APY) Item Term | Dividend Rate (%) Fixed | Annual Percentage Yield (APY) Fixed Item 6-Month | Dividend Rate (%) 3.59% | Annual Percentage Yield (APY) 3.65% Item 1-Year | Dividend Rate (%) 3.64% | Annual Percentage Yield (APY) 3.70% Item 2-Year | Dividend Rate (%) 3.69% | Annual Percentage Yield (APY) 3.75% Item Additional Deposits | Dividend Rate (%) Not Allowed - See Transaction Limitations on Disclosure Page. | Annual Percentage Yield (APY) Item Withdrawals | Dividend Rate (%) See Transaction Limitations on Disclosure Page, Minimum Withdrawal Amount $1,000.00 | Annual Percentage Yield (APY) Early withdrawal penalties apply Item Renewable | Dividend Rate (%) Automatic | Annual Percentage Yield (APY) Minimum Opening Deposit | Dividends Compounded | Dividends Credited | Dividend Period Minimum Opening Deposit $2,500.00 | Dividends Compounded Monthly and at Maturity | Dividends Credited Monthly and at Maturity | Dividend Period Monthly