APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
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Source: https://www.customersbank.com/cds/
Read: 2026-10-22T14:04:43.000Z

Certificates of Deposit (CDs) | Customers Bank Skip to main content
3.85 % APY +
No minimum to open. $500 minimum balance to earn APY.
3.80 % APY ++
No minimum to open. $500 minimum balance to earn APY.
3.75 % APY #
No minimum to open. $500 minimum balance to earn APY.
3.70 % APY ◊
No minimum to open. $500 minimum balance to earn APY.
## What is the difference between APY and interest rate?
The Annual Percentage Yield (APY) reflects the interest rate and the effect of the frequency of interest compounding (for example, daily) during a 365-day period. The Interest Rate is the annualized rate applied to the principal balance of the account each day in order to determine the amount of interest that has accrued on that day’s principal balance.
+ Annual Percentage Yield (APY). No minimum deposit required to open. Minimum balance to earn stated APY is $500.00. Penalty for early withdrawal. Fees could reduce earnings. APY is accurate as of 9/25/2026. This account will automatically renew at maturity. Available to consumers only. For FDIC insurance information, visit FDIC.gov.
++ Annual Percentage Yield (APY). No minimum deposit required to open. Minimum balance to earn stated APY is $500.00. Penalty for early withdrawal. Fees could reduce earnings. APY is accurate as of 9/25/2026. This account will automatically renew at maturity. Available to consumers only. For FDIC insurance information, visit FDIC.gov.
# Annual Percentage Yield (APY). No minimum deposit required to open. Minimum balance to earn stated APY is $500.00. Penalty for early withdrawal. Fees could reduce earnings. APY is accurate as of 9/25/2026. This account will automatically renew at maturity. Available to consumers only. For FDIC insurance information, visit FDIC.gov.
◊ Annual Percentage Yield (APY). No minimum deposit required to open. Minimum balance to earn stated APY is $500.00. Penalty for early withdrawal. Fees could reduce earnings. APY is accurate as of 9/25/2026. This account will automatically renew at maturity. Available to consumers only. For FDIC insurance information, visit FDIC.gov.